Real estate notes are a popular investment for self-directed retirement investors, but the powerful potential of “paper” through promissory note investing extends beyond mortgage notes/deeds of trust.

Discover how investors are earning passive, tax-advantaged income to build wealth for retirement (and to fund their retirement years) through promissory note investing with their self-directed retirement accounts.

The Powerful Potential of Paper
This webinar will feature:

• Review of promissory notes and real estate notes – including the difference between performing and non-performing notes
• 4 self-directed IRA note investment case studies
• Overview of 7 tax-advantaged accounts with the flexibility to invest in both alternative and traditional assets

Looking for inspiration or just interested to see how others invest using self-directed retirement accounts?

Watch this webinar to discover how investors boosted their financial future through promissory note investments with their self-directed IRAs.

Disclaimer: The case studies included are for educational purposes only. Past performance is not indicative of future results. Investing involves risk, including possible loss of principal. Information included in the case studies were provided by the investors and included with permission. Equity Trust Company does not independently verify all information provided by third parties.

Equity Trust is a passive custodian and does not provide tax, legal or investment advice. Any information communicated by Equity Trust is for educational purposes only, and should not be construed as tax, legal or investment advice. Whenever making an investment decision, please consult with your tax attorney or financial professional….(read more)

LEARN MORE ABOUT: IRA Accounts

TRANSFER IRA TO GOLD: Gold IRA Account

TRANSFER IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA

Note Investing with a Self-Directed IRA: A Lucrative Strategy for Retirement Savings

In today’s uncertain economic landscape, finding ways to build a secure and profitable retirement portfolio is more important than ever. Traditional investment vehicles like stocks, bonds, and mutual funds may not always provide the desired returns or be the most dependable options. That’s where alternative investments like note investing with a self-directed IRA come into play.

A self-directed individual retirement account (IRA) is a special type of retirement account that allows investors to have more control over their investment choices. Unlike traditional IRAs, which limit investors to a select set of assets, a self-directed IRA provides the flexibility to invest in a broader range of options, including real estate, precious metals, private equity, and even notes.

Note investing, also known as private lending, involves purchasing or lending money to borrowers who use promissory notes as evidence of their debt to the investor. These notes come in various forms, such as mortgage notes (secured by real estate), consumer notes (secured by personal property), or business notes (secured by business assets). Note investors earn a return through interest payments made by the borrower over a specified period.

Investing in notes with a self-directed IRA offers several advantages for retirement savers. Firstly, it allows individuals to diversify their investment portfolio beyond traditional assets. By investing in notes, investors can tap into an alternative source of income that may have minimal correlation with stock market fluctuations, providing a hedge against volatility.

Secondly, note investing can provide attractive returns compared to other traditional investment options, which may be subject to market risks and limited growth. Depending on the type of note and the agreed interest rate, investors can earn consistent monthly income or a lump sum return when the note matures.

Additionally, investing in notes with a self-directed IRA presents the opportunity for potentially higher yields than traditional fixed-income investments. While bonds and CDs may offer fixed returns, note investing provides the flexibility to negotiate interest rates, terms, and even collateral. This level of control allows investors to tailor their investments according to their risk tolerance and investment goals.

Moreover, note investing with a self-directed IRA offers tax advantages. Similar to other IRAs, a self-directed IRA provides tax-deferred or tax-free growth depending on whether it is a traditional or Roth account. All income generated from note investments flows directly into the IRA, allowing the account to grow faster without any immediate tax implications.

It’s important to note that note investing with a self-directed IRA requires a thorough understanding of the rules and regulations governing self-directed IRAs. IRS rules stipulate that IRA assets must be held for investment purposes only, and certain prohibited transactions and disqualified persons should be avoided to maintain the tax-advantaged status of the account.

In conclusion, note investing with a self-directed IRA offers retirement savers a compelling strategy to diversify their portfolio, potentially earn higher returns, and enjoy tax advantages. By tapping into the alternative investment market, individuals can take greater control over their retirement assets and potentially achieve financial goals more effectively. However, it is crucial to seek advice from a financial advisor or IRA custodian experienced in self-directed IRAs to ensure compliance with IRS regulations and maximize the benefits of note investing with a self-directed IRA.