Check out my new book Feel-Good Productivity here!

Hey friends, in this video I’ll give you a complete breakdown of how to get started with investing your hard earned cash, what various terms mean in the financial world and how to avoid taking high risks.

You can watch an ad-free version of this video on Nebula –

🍿WATCH NEXT
The Book that Changed My Financial Life:
7 Side Hustles You Can Start:
The Best Book I’ve Ever Read about Making Money:

Additional resources:
Graham Stephan –
Andrei Jikh –
Mr Money Mustache –
JL Collins Stock Series –
Ramit Sethi – I Will Teach You To Be Rich –
Your Money or Your Life – Book Club –

00:00 Intro
00:56 – What happens to my money over time?
02:00 – Stop money from losing value over time.
02:35 – How do I make money?
03:52 – What is an investment?
05:34 – What are shares?
07:09 – How do I buy a share?
08:17 – How do I decide which shares to buy?
09:34 – What’s an index fund?
15:12 – Isn’t investing risky?
20:55 – When should I get started?
23:39 – How much money do I need to get started?
25:39 – How do I begin?

💌 Sign up to my weekly email newsletter –

MY FREE ONLINE COURSES:
🚀 Productivity Masterclass – Principles and Tools to Boost Your Productivity –

🎓 How to Study for Exams – An Evidence-Based Masterclass –
🎬 YouTube for Beginners – Everything You Need To Know To Start –

MY CREATOR COURSES
🎬 Part-Time YouTuber Academy – My 6-week live online course on becoming a part-time YouTuber →
🏆 Creatorpreneur – My flagship course for scaling up your creative side-hustle →
🗣 Camera Confidence – My self-paced course on how to improve your creativity, career, or communication skills →

MY FAVOURITE GEAR
🎥 My YouTube Camera Gear –
⌨️ My Keyboard – Wireless Coral mechanical keyboard (Cherry Blue) –
📝 My favourite iPad Screen Protector – Paperlike –
🎒 My Desk Accessories + Todo List – Ugmonk –

🎙 Check out my weekly podcast, Deep Dive – – It’s also available on all podcast platforms, including Spotify, Apple Podcasts etc.

MY FAVOURITE TOOLS
🚀 VidIQ – How I optimise my YouTube videos –
✍️ Shortform – The BEST summaries of books –
📚 Readwise – How I remember what I read –
🎵 Epidemic Sound – Where I get my music (amazing for YouTubers) –

MY KEY LINKS
🌍 My website / blog –
🐦 Twitter –
📸 Instagram –

WHO AM I:
I’m Ali, a YouTuber, podcaster, soon-to-be author and ex-Doctor working in London, UK. I make videos that explore the strategies and tools that help us live happier, healthier and more productive lives. I also have a weekly podcast called Deep Dive ( and I write a weekly email newsletter that contains some quick thoughts + links to interesting things (

PS: Some of the links in this description are affiliate links that I get a kickback from 😜…(read more)

LEARN MORE ABOUT: IRA Accounts

CONVERT IRA TO GOLD: Gold IRA Account

CONVERT IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA

How to Invest for Beginners: A Guide to Building Wealth

Investing can seem like a daunting task, especially for beginners who are unfamiliar with the world of financial markets. However, with a solid plan and a little bit of knowledge, anyone can learn how to invest and start building wealth. In this article, we will guide you through the basics of investing and help you get started on your journey to financial success.

1. Define Your Financial Goals: Before diving into investing, it’s essential to define your financial goals. Are you looking to save for retirement, buy a house, or simply grow your wealth? Understanding your objectives will help you determine the right investment strategies and set realistic expectations.

2. Establish an Emergency Fund: Before you start investing, it’s crucial to have a safety net in place. Set aside three to six months’ worth of living expenses in an easily accessible savings account. This emergency fund will provide a cushion during unexpected financial challenges, preventing you from dipping into your investments prematurely.

3. Educate Yourself: Investing involves risk, and the more you understand, the better decisions you can make. Take the time to educate yourself about different investment options, terms, and strategies. Read books, attend seminars, and follow reputable financial websites or blogs that offer valuable insights.

4. Diversify Your Investments: Diversification is key to mitigating risk and maximizing returns. Spread your investments across different asset classes, such as stocks, bonds, real estate, and mutual funds. This will help protect your portfolio from the volatility of any one investment and optimize potential gains.

5. Start Small and Stay Consistent: Investing doesn’t require a significant amount of capital to begin. In fact, many online brokerage platforms allow you to start with as little as $100. Start small, and automate your contributions to ensure consistency. Regularly set aside a portion of your income for investment purposes, which will gradually grow your portfolio over time.

6. Consider Index Funds: For beginners, index funds can be a great option. These funds track a specific market index, such as the S&P 500, and offer broad market exposure. They often have low fees, making them a cost-effective and simple way to invest in a diverse range of assets. Index funds are ideal for long-term investors who prefer a hands-off approach.

7. Avoid Emotional Investing: One of the essential rules of investing is to avoid making impulsive decisions based on short-term market fluctuations. Emotional investing can lead to buying high and selling low, which hampers long-term growth. Instead, focus on your financial goals and stick to your investment plan, reviewing it periodically to ensure it aligns with your evolving needs.

8. Seek Professional Advice: If you’re unsure about where to start or need personalized guidance, consider consulting with a financial advisor. An experienced professional can help assess your risk tolerance, recommend suitable investment options, and provide ongoing support.

9. Monitor and Rebalance Your Portfolio: Investing is not a one-time activity. Regularly monitor your investments to ensure they align with your goals and risk preferences. Rebalance your portfolio periodically, selling investments that have gained value and reinvesting in underperforming areas. This process maintains diversification and aligns your portfolio with your long-term objectives.

10. Stay Informed and Stay Invested: Investing is a long-term endeavor, so it’s crucial to stay informed about market trends and changes that may impact your investments. However, avoid overreacting to every market fluctuation. Stick to your investment plan, stay disciplined, and trust in the power of compounding over time.

Investing for beginners requires patience, discipline, and a well-thought-out plan. By following these steps, you can begin your investment journey with confidence and set yourself up for long-term financial success. Remember, investing is a continuous learning process, so never stop educating yourself and adapting to changing market conditions.