This video is part 2 in a series on the Wal-Mart and Sam’s club 401k. In this video we go through the different investment choices available in the 401k plan on the Merrill Lynch website.
Merrill Lynch – www.benefits.ml.com
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Walmart and Sam’s Club are two of the most popular retailers in the United States. They both offer employees the opportunity to participate in a 401k plan, which is a retirement savings plan that allows workers to save for their future while receiving tax benefits. The Walmart and Sam’s Club 401k plan is an excellent investment choice that offers a range of different investment options for their employees.
The Walmart and Sam’s Club 401k plan offers several investment choices, including mutual funds, target-date funds, and individual stocks. Mutual funds and target-date funds are particularly popular with employees because they offer diversification and professional management. Target-date funds are a great investment choice for those who want a hands-off approach to investing because they automatically adjust the asset allocation as the investor gets older.
In addition to mutual funds and target-date funds, Walmart and Sam’s Club also offer individual stocks as an investment choice. This option is great for employees who want to take a more active role in their investment choices. However, it’s important to remember that individual stock investment carries higher risk since the value of individual stocks fluctuates frequently.
Walmart also offers a self-directed brokerage option, which is perfect for experienced investors who want to have complete control over their investment choices. This option allows employees to invest in a wider range of securities than those available through traditional mutual funds and target-date funds.
When it comes to investing, it’s important to remember that all investments carry some degree of risk. However, the key to successful investing is to diversify your portfolio and maintain a long-term investment strategy. The Walmart and Sam’s Club 401k plan offers a range of investment choices that can help you achieve your long-term investment goals.
Overall, the Walmart and Sam’s Club 401k plan is an excellent investment choice for employees looking to save for their retirement. The plan offers a range of investment choices to suit all types of investors, and with regular contributions and a long-term investment strategy, employees can build a solid retirement fund. So, if you’re a Walmart or Sam’s Club employee, make sure to take advantage of the 401k plan and start investing in your future today!
Kevin, would you recommend allocating 100% to the blackrock index 1000?
Thank you so much for taking the time to make such an informative video. It was so thorough and extremely helpful. Thank you!