IRA 101: Traditional IRA Distributions

by | Aug 10, 2022 | Traditional IRA | 3 comments

IRA 101: Traditional IRA Distributions




This video details how distributions from traditional IRAs are reported on the tax return, including computing the taxable amount of a distribution that has had non-deductible contributions in the past.

To view the first episode of IRA 101, click here:

To learn more about what is reported on a 1099R, click here:

Additional Resources:

IRS Publication 17: “Your Federal Income Tax”:

IRS Publication 590-B “Distributions from Individual Retirement Arrangements”:

IRS Form 1099R: “Distributions from Retirement Plans”:

IRS Form 5498: “Retirement Plan Contributions”:

IRS Form 8606: “Nondeductible IRAs”:

Intro and background music: “Bluesy Vibes” – Doug Maxwell – YouTube Audio Library

DISCLAIMER:

The information presented in this video is for informational and educational purposes only, and is not intended to render tax advice for specific situations. If you have questions about your specific tax situation, please consult the resources linked above or consult with a qualified tax professional in your community.

The information contained in this video is based on tax law and IRS regulations as of the date of publication, and may be subject to change….(read more)


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3 Comments

  1. Tim Toolman

    When you withdraw from an IRA when do you pay the faxes? You don't get a 1099-R until the end of the year. Do you pay when you file your tax return? My concern is I would have a large underpayment tax penalty. Should I send a tax estimate payment to state and fed right after the withdrawal?

  2. AJ T

    videos are good, music is bad. Why have music playing when viewers are trying to concentrate and understand what you're saying. Very annoying.

  3. T D

    Not simple but clearly presented.
    So, a Roth is a non-deductible IRA – not pre-tax. The various new terms are a bit foreign for me still. I have both Traditional and Roth.

    The old adage, "I can explain it to you but I can't understand it for you" – applies, in my case!

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