If I have been receiving Social Security disability benefits, am I still eligible for Social Security retirement benefits at age 65? – More information on Social Security benefits 👇

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Can I get both Social Security Disability and Social Security Retirement Benefits?

Many people wonder if they can receive both Social Security Disability (SSDI) and Social Security Retirement benefits at the same time. The short answer is yes, it is possible to receive both SSDI and retirement benefits simultaneously, but there are some important factors to consider.

First and foremost, it’s important to understand the difference between SSDI and retirement benefits. SSDI is a program that provides financial assistance to people who are unable to work due to a disability, whereas retirement benefits are based on a person’s work history and age.

If you are receiving SSDI and you reach full retirement age, which is typically between 66 and 67, your disability benefits will automatically convert to retirement benefits. This transition is seamless, and you will continue to receive the same amount of money each month.

It’s also worth noting that if you are receiving SSDI and you have reached full retirement age, you may be eligible to receive both SSDI and retirement benefits simultaneously. In this scenario, the Social Security Administration will coordinate the two benefits and ensure that you receive the maximum amount of money for which you are eligible.

On the other hand, if you are receiving SSDI and you are under full retirement age, you cannot receive both disability and retirement benefits. However, once you reach full retirement age, you can start receiving retirement benefits in addition to your SSDI payments.

It’s important to keep in mind that the amount of benefits you receive may be impacted by several factors, including your work history, earnings, and the age at which you start receiving benefits. Working with a knowledgeable Social Security representative can help ensure that you are receiving the maximum amount of benefits for which you are eligible.

In conclusion, it is possible to receive both Social Security Disability and Social Security Retirement benefits, but the rules and regulations surrounding this issue can be complex. If you are unsure about your eligibility for both types of benefits, it’s a good idea to consult with a Social Security representative or a financial advisor to ensure that you are receiving all of the benefits to which you are entitled.