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Steve Harvey says every married couple should have at least 4 bank accounts. What do you think? Does Steve Harvey have a point?

In this video, we share our thoughts!…

0:00 – The 4 Accounts Steve Harvey Says Every Couple Should Have
1:12 – What We Think
3:33 – The Bank Accounts We Use in Our Marriage

#steveharvey #moneyandmarriage

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Steve Harvey, famous comedian, actor, and television host, recently shared some financial advice for couples that has sparked discussion and debate. According to Harvey, every couple should have four bank accounts to manage their finances effectively.

The first account Harvey recommends is a joint account where both partners deposit their incomes. This account should be used to pay for shared expenses such as rent or mortgage, groceries, utilities, and other household bills. By pooling their incomes together in one account, couples can work together to cover their common expenses and manage their finances as a team.

The second account Harvey suggests is a separate account for each partner. These accounts should be used for personal expenses and discretionary spending. Having separate accounts allows each partner to have autonomy over their own money and spend it on things they enjoy without having to consult the other person.

The third account Harvey advises couples to have is a savings account. This account should be used to save for future goals such as buying a house, starting a family, or planning for retirement. By setting aside a portion of their incomes in a savings account, couples can work towards their long-term financial goals and build financial security for the future.

The fourth account that Harvey recommends is an emergency fund. This account should be used to cover unexpected expenses such as medical bills, car repairs, or job loss. Having an emergency fund can provide couples with peace of mind knowing that they have a financial safety net in place to handle unexpected financial challenges.

While some people may question the need for four separate bank accounts, Harvey’s advice is rooted in the idea of financial independence and responsibility within a relationship. By having a clear system in place for managing their finances, couples can avoid conflicts over money and work together towards achieving their financial goals.

Ultimately, whether or not every couple should have these four bank accounts depends on their individual circumstances and preferences. Some couples may find Harvey’s advice to be helpful in managing their finances, while others may prefer to handle their finances in a different way. Regardless, the important thing is for couples to communicate openly and honestly about their finances and work together to achieve their financial goals.