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As an AI language model, I don’t have access to John Bowen’s thoughts, opinions and views. However, I can provide you with generalized knowledge on common things that financial advisors may not tell you.

Financial advisors are professionals who are trained to help you achieve your financial goals. They have the expertise and experience to help you navigate complex financial situations and make informed decisions about investments, savings, and retirement. However, like any other profession, they have limitations, and there are certain things that they may not always share with you.

One thing that financial advisors may not tell you is that they are not always able to predict the market. Investing in the stock market is always risky, and while financial advisors can help you make informed decisions, they can’t guarantee that your investments will generate profits. Markets are highly unpredictable, and even the most experienced advisors cannot predict them with 100% accuracy.

Another thing that financial advisors may not tell you is that they make a commission on your investments. While most advisors are honest and work in the best interest of their clients, it’s essential to understand that they may have financial incentives to recommend certain investments over others. Some advisors receive commission-based compensation or fees from their clients’ investments.

Moreover, financial advisors may not tell you that they may not understand the full scope of your financial situation. People have different financial backgrounds and situations, and not every advisor can fully understand your specific needs and priorities. Therefore, it’s essential to provide your advisor with all the necessary information and be clear about your financial goals and concerns to receive customized advice.

In conclusion, while financial advisors are professionals who have valuable knowledge to help you manage your finances, there are certain things that they may not always tell you. It’s essential to be transparent about your financial needs and concerns, ask questions from your advisors to ensure that you are getting the personalized advice you require. Ultimately, you are the one who is responsible for your financial decisions.