Lic New Jeevan Shanti Pension Plan: The Ultimate Pension Plan for 2023 that Offers Guaranteed Peaceful Life

by | Jul 13, 2023 | Retirement Pension | 22 comments




Lic New Jeevan Shanti Pension Plan | Best Pension Plan 2023 | Guaranteed Pension Plan | जीवन शांति

Dosto Aj Hum Lic New Jeevan Shanti Table No 858 Ke Guaranteed Pension Plan Ke Baare Me Baat Karnege Kyu Yeh Plan Lic Ka Best Pension Plan Scheme Bana 2023
New Increased Rate of Interest Pension 14.50% जीवन शांति
Jeevan shanti new rate of interest

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LIC New Jeevan Shanti Pension Plan | Best Pension Plan 2023 | Guaranteed Pension Plan | जीवन शांति

Pension plans are an essential part of financial planning for individuals who want to ensure a secure and comfortable retirement. Among the plethora of pension plans available in the market, LIC New Jeevan Shanti Pension Plan stands out as one of the best options for those looking for a guaranteed income post-retirement.

LIC New Jeevan Shanti Pension Plan, also known as जीवन शांति, is a single premium pension plan offered by Life Insurance Corporation of India (LIC). It is a non-linked, non-participating, deferred annuity plan that provides guaranteed pension to policyholders.

One of the key features of this plan is that it offers flexibility in choosing the annuity options. Policyholders can opt for either an immediate or deferred annuity, depending on their financial needs and preferences. Under the immediate annuity option, the policyholder starts receiving pension immediately after paying the premium, while in the deferred annuity option, the policyholder can choose to receive pension payouts at a later date.

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The LIC New Jeevan Shanti Pension Plan provides a guaranteed interest rate, ensuring a stable income throughout the policy term. The annuity rates are predetermined and depend on the age, premium amount, and annuity option chosen by the policyholder. These rates remain fixed for the entire policy term, protecting policyholders from market fluctuations.

Another significant benefit of this pension plan is the option to choose the frequency of pension payouts. Policyholders can opt for monthly, quarterly, half-yearly, or yearly payouts, depending on their cash flow requirements. The flexibility to choose the payout frequency makes it convenient for individuals to plan their expenses and manage their finances efficiently during their retirement years.

Additionally, the LIC New Jeevan Shanti Pension Plan offers a loan facility to policyholders. After completion of one policy year, policyholders can avail of a loan against their policy, helping them meet their financial needs in times of emergencies.

Furthermore, this pension plan provides a death benefit to the nominee in case of the policyholder’s unfortunate demise. The death benefit includes the return of purchase price, excluding any taxes or extra premiums paid, along with the accrued benefit.

Overall, LIC New Jeevan Shanti Pension Plan is an excellent choice for individuals seeking a guaranteed income source post-retirement. The flexibility in choosing annuity options, frequency of payouts, and the loan facility make it a well-rounded pension plan. Moreover, being offered by LIC, the plan carries the credibility and trust that the company has built over decades of providing reliable insurance products.

When planning for retirement, it is essential to choose a pension plan that not only offers financial security but also meets individual preferences and requirements. LIC New Jeevan Shanti Pension Plan ticks all the boxes, making it one of the best pension plans available in 2023. So, if you are looking for a guaranteed pension plan that provides peace of mind and financial stability, then LIC New Jeevan Shanti Pension Plan is definitely worth considering. Start planning for your retirement today and secure a peaceful future.

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22 Comments

  1. Abby micheal

    I wish they taught me this in college. You've helped my family With your advice. You're such a blessing to this community. As of last week Thursday I invested $3,000 and received $8,000 through the lady you recommended MYLAH EVANDER

  2. Donna Brannan

    Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

  3. Dharam Khadodaria

    At one palce you told that pension will give to policy holder and after death of policy holder the pension will give to his son and after death of son the pension will give to his grand son and at one place you told that pension will stop after death of policy holder or surrender of policy…
    Which one is true???

  4. Ravinder Negi

    I think it's best for Retirement person

  5. Saroj Kumar Layek

    10 generations ko paise doge magar jisne liya hai ussey ghanta milega.

  6. Manish Vijay

    RATE OF INTEREST ALREADY IN GIRA HUA HAI KI ISSE NICHE KYA AYEGA

  7. Aritra Majumder

    Hi sir…I'm 30 years old and want to start Pension schemes now. I want to take the moderate risk for investment. Please suggest me the best pension as per present scenario is concern.

  8. star drive

    Non Resident Indian are in trouble. Unless they give Life Certificate periodically, they will not give pension – actually depositing in bank is far better than this. Because LIC has to pay huge commission to agent. There is an app called Jeevan Saakshya But this app will not work outside India. In short, NRI will get in trouble and more over THERE IS NO CUSTOMER SUPPORT IN LIC

  9. Ritika Chandramore

    I m 54 yrs old i would like to take jeevanshanti 10 lacs

  10. Manoj Suri

    Should have given the example of joint life also. But I am willing to take this policy provided the agent pays the entire gst amount.

  11. Fun Unlimited

    Misleading information or he doesn't know compound interest concept….

  12. Ankit Kumar

    Do a Review Video on "Policy Math" Premium Calculator for all LIC Plans

  13. Suresh Arora

    It is 7.02 ,pc not 14pc,,,, misleading information

  14. sandeep kumar

    Kya gurnty ki lic bachegi ya nahi

  15. Rashmi M

    My lic agent provided wrong mail id ,I didn't receive bond on my mail,someone others might have received it, so what is the risk if the other person received that bond can he withdraw my sum assured after policy duration.please help

  16. NETKE rockz

    LIC is notorious for making people CHUTIYA

  17. Vinod Patel

    jeewan image ko ghumanfira ke de raha h 5% only

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