M1 Finance Roth IRA | Is This A Good Retirement Account?

by | Sep 11, 2022 | Vanguard IRA | 44 comments

M1 Finance Roth IRA | Is This A Good Retirement Account?




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44 Comments

  1. Diablo Dan

    All very well said! Thank you!!!

  2. Sam Valladares

    Thanks for this info.

  3. Black power B.L.M

    Love the video buddy thanks for the information

  4. Boss Bear

    should i rollover my traditional 401k to M1's roth (IRA)?

  5. Izik

    Great video! Can you please share your thoughts on my ROTH IRA portfolio? I am 38. Thank you and KEEP UP THE GREAT JOB!

  6. Jordan Ebacher

    What's better M1 Finance or Fidelity for Roth IRA??

  7. Captain Swoosh

    On the m1 finance website it says there are penalties for taking your money out early. Meaning before your 59 years old.

  8. M L

    This video doesn't have enough thumbs up

  9. Leona Reyna

    Thanks for the video! I have a question. I know there's a max amount you can put into your ROTH IRA a year, 6k for me. So if I do trades inside my ROTH IRA let's say for example I buy 1k of a stock and then it goes up and I sell it for 2k (making me a 1k return) does that extra 1k now count towards the amount I've put into my ROTH? like now I can only put 4k more in? (6k total – 1k from my original investment – 1k from my profit)

  10. Brand0n

    Hey Ryan I have a question but first thanks for your time making these great educational videos. Ok, so I'm wondering per M1 Finance, why doesn't everyone just go the Roth IRA portfolio route rather than the build your own portfolio route seeing as you get tax free incentives with the Roth IRA AND through M1 you can invest in individual stocks rather than just etf's and index funds like you mentioned in the video. Seems the Roth IRA would be the only sensible no brainer am I right or am I missing something? Just really wondering because I'm trying to decide which account portfolio to open for myself. What do you think? Thanks!

  11. Izik

    Can you have same stock in different portfolios in M1? Would you suggest that? Thx!

  12. Ian Scianablo

    Hey Ryan. If I put 7000 into my Roth IRA will all that money go towards that investment? 100%? And do I pay the tax with my personal income taxes? If not could I elect to pay that way, this way that full 7,000 is staying in the Roth IRA? Very important. If it doesn't work that way then I'm REALLY not investing that full 7,000. I'm single. I could get taxed a lot!

  13. Lowen Randall

    The most helpful video on learning M1 finance retirement investments

  14. Noda Ryuya

    I wish I could control when the order of buy/sell goes through but then it's free so it's fine

  15. Andy Burdier

    Should tell ppl everytime you hit rebalance it creates a taxable event on M1

  16. ProjectM97

    Don't you have to wait 5 years before withdrawing your own contributions from a Roth IRA? Otherwise they do penalize you.

  17. JesseMolina817

    Will this let me add an account for my non working spouse? I want to max out both of us. Thanks

  18. Pieter Le Roux

    Sponsored = bias = irrelevant info

  19. i5KP

    Any advise on married couples that is over the Roth IRA limit?

  20. Coach Matt

    3:12 will M1 fiance warn me before I accidentally try to take out some of my earnings instead of my contributions

  21. Kayvon Gordon

    How does the M1 roth ira stack up against the Betterment roth ira?

  22. Robsol94

    Thanks for the info !

  23. Harkirt

    If im making under 100k this year and in the next few years I start making well over 120k how do I change the plan I picked ?

  24. Boom Squad

    Could I switch from my individual account on M1 to m1 Roth IRA? and also can I put less than the 500 to start?

  25. JohnnyCryptoCoiner

    Definitely considering M1 to build my own dividend portfolio, but I'm concerned about they're staying power. Other companies have been around for a lot longer. What happens if this company goes belly up? I'm worried that this company like most is over leveraged and they might not be around for the next 20 yrs

  26. Emeks B

    I have a question Ryan..What if M1 finance shuts down..are ones funds protected?

  27. Omar Velez

    Do the dividends that get reinvested count as contributions like if I reach my limit of 6k and then it reinvest it will that get penalized?

  28. Benny Andrew Macanas

    Will I be able to transfer my charles schwabb roth ira to M1 finance roth ira?

  29. Fahad Ahmed

    You mentioned that you have to deposit 500 when you open a Roth IRA, I want to know weather this stays money on your account or M1 takes the money?

  30. Oscar R.

    Do you have to be employed to open a Roth IRA and add money into it? For example I’m just a full time student atm but I would rather much have this type of account instead of the regular account.

  31. OWild1Child

    Can I transfer my Etrade IRA to M1?

  32. Josue Rodriguez

    Hi Ryan, if you open a Roth IRA can you reinvest dividends within it and not be taxed on gains? I am undecided between vanguard s&p 500 index vs fractional shares in M1 (I don't have alot to invest but rather start now than later)

  33. Aaron Bravo

    Question, i know you can also put money in a Roth IRA and let that build with interest, does m1 finance let you do that?

  34. 3glilly

    I opened a Roth IRA with Vanguard but I really like the M1 Finance platform, is it possible to transfer money from Vanguard to M1?

  35. Sergio Quintero

    Is there any way to use just m1 for the roth ira? I dont want to use the regular account i just want the roth ira

  36. Tony Shah

    For the income limits, is it adjusted income (e.g. minus my health care costs) as opposed to gross income?

  37. Shayne

    Hi Ryan, I'm 18 and opening a Roth IRA, is there any reason I should go with Vanguard over M1 Finance? I've been having a hard time navigating Vanguard and figuring it out. Love your vids btw

  38. elgooges

    Any stocks or REITs that you think will split soon?

  39. vitalsteve

    i love your videos man.filled with so much useful info.

    im having a hard time finding information about options for starting an investment account for my son (10yo). i save all his birthday and christmas money and have it just sitting around in the hundreds. any idea on how i can throw it into an account for him so when he is old enough he has a decade of compounding already that he can just take control of? id also like to have something to start a retirement account for when he starts working (16yo)

  40. Ryan King

    Very well spoken brother. Thinking about opening one myself. How can you incorporate a ROTH IRA and Investing in lets say Index Funds? Do they just use the money in your IRA to do the investing?

  41. Nick Peitsch Investing

    Roth IRA free of fees?

    I’d say it’s a good option!

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