On Your Money, Your Wealth® podcast #290 with Joe Anderson, CFP® and Big Al Clopine, CPA: Is timing the market and day trading in your Roth IRA a good idea? What should be the asset allocation of a retirement portfolio? How are dividend paying stocks taxed if you collect the dividends vs. reinvesting dividends? Plus, tax loss harvesting, investing in bonds, the windfall elimination provision (WEP) and Government Pension Offset (GPO) for spousal Social Security, and IRA vs. 529 plan for a newborn. Whew! Fill out the podcast survey for a chance to win a $100 Amazon e-gift card, send in money questions, and access the transcript and free financial resources:

00:00 – Intro
00:55 – Roth Conversion and Tax Loss Harvesting Rapid Fire Questions
06:51 – Should I Do Market Timing and Day Trading in My Roth IRA?
12:09 – What Should Our Asset Allocation Be for Retirement?
18:37 – Taxes on Dividends Collected Vs. Dividends Reinvested
24:39 – Social Security Survivor Benefits: The Windfall Elimination Provision (WEP) and Government Pension Offset (GPO)
30:42 – How Much Should I Own of What Types of Bonds?
39:22 – Should I Open a 529 Plan or an IRA for a Newborn?

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