Today on Your Money, Your Wealth® podcast #316 with Joe Anderson, CFP® and Big Al Clopine, CPA: how to choose between the pension lump sum or monthly payment? Should you let it ride, roll it, or annuitize it? Plus, spitball analyses involving the 72(t) tax election, a donor-advised fund, 529 plans, and early retirement. Also, is growth on after-tax 401(k) contributions tax-free? How much of the portfolio should be in tax-free, taxable, and tax-deferred accounts? How does income from tax-deferred accounts impact Medicare premiums? Access the transcript and financial resources, ask your money questions:

00:00 – Intro
00:57 – Retirement Pension Spitball Analysis: Let It Ride, Roll, Or Annuitize?
08:03 – Retirement Pension: Lump Sum or Annuity?
18:11 – Retirement Spitball Analysis: 72(t), Donor Advised Fund, and 529 Plan
31:00 – How Can We Retire Early?
38:35 – Is Growth on After-Tax 401(k) Contributions Tax-Free? How Much Should Be in Tax-Free, Taxable, and Tax-Deferred Accounts?
43:43 – How Does Income From Tax-Deferred Accounts Impact Medicare Premiums?

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• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor.
• Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
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