New Year’s Financial Goals

by | Jan 16, 2024 | Vanguard IRA

New Year’s Financial Goals




Welcome to this edition of Wine and Dime!  We’re so pleased that you’ve taken the time to join us today. This particular podcast is all about setting New Year’s resolutions for financial peace.  I’m all about the journey that we’re on in life. Whether it’s finding that next good wine or finding that financial peace that we all want and of course, reducing our stress in the new year. 

It’s incredible that it’s that time of year already!  We here at Wine and Dime and Rooted Planning Group wish you a Happy Holiday season and a great New Year!

Also included below are the documents that we talked about. Just click the provided links to download!

Thanks for listening and be sure to like, rate, subscribe and share.

If you have any questions that you would like answered on the show, feel free to email us at info@rootedpg.com

Or visit us at www.rootedpg.com/podcasts ( for full show notes and links!

SAMPLE BUDGET – 2022 (

CHOICES TO PRIORITIZE 2022 (

NEW YEAR’S RESOLUTIONS – FINANCE 2022 (

About Hinnant Family Vineyards (
THE HINNANT FAMILY VINEYARDS & WINERY STORY

It all started in 1971 when the Hinnant siblings Jacqueline, Freddie, Douglas and Willard had a dream to start a vineyard in Johnston County. Freddie’s husband, Glen, had the honor of being the original vineyard manager that watched over the vineyard while the others maintained their jobs as a teacher, dentist, book keeper and carpenter. In the early years, grapes were sold to fresh markets, other vineyards, & to the public.

At the turn of the century, Williard & his son, Bob started their own quest to create wine from the family vineyard. Starting with just a few varieties of wine, the doors opened and in 2003 the first bottle was sold. The father & son pair enjoyed working side by side fine tuning their award winning wines until 2013, when Williard passed away. Bob, with his family’s reassurance, support (and secret recipe,) now operates Hinnant Family Vineyards & Winery.

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Over the years, Willard & Bob acquired all of the land and holdings from Williard’s siblings. Building upon the original acreage growing to a 100 acres of grapes, the Hinnant Family Vineyards & Winery is the oldest and largest commercial Muscadine vineyard in the state of North Carolina.

 The Hinnant Family has also become experts on other native grapes. From Virginia; the Norton grape takes up approximately 2 acres and is handcrafted to produce their driest, most complex red, offering oak, vanilla and spice notes! From Texas; they have a couple acres of an American hybrid Blanc du Bois. The fruit offers intense grapefruit, pineapple, and passion fruit flavors.

From the very beginning, there has been long standing tradition to open the Vineyard to the public during the harvest season. Every September Hinnant Family Vineyards & Winery encourages the public to come out and pick their own Muscadine grapes. A large white tent marks the start of the Harvest season & stands at the front of the business to welcome customers. There you can purchase pre-picked grapes, or pick up a bucket & head out into the vineyard. We invite you to come take part in this annual Hinnant Family Tradition.

Regardless of the season, the Hinnant Family invites you to visit the vineyard to see how their dream has developed.

SNOW’D INN

This is a winter seasonal. A dry white wine infused with cranberry. Crisp & tart, and with just a hint of sweetness from the cranberries.

2016 PINOT GRIS

WA – Columbia Valley

Light, crisp dry white with subtle lemon & apple flavors & a well balance acidity.

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THIS EPISODE WAS PRESENTED BY AMY IRVINE
AND IN COLLABORATION WITH
THE SENECA LAKE WINE TRAIL (
ROOTED PLANNING GROUP
10 EAST MARKET STREET
CORNING NY 14830
WWW.ROOTEDPG.COM (
EMAIL: AMY@ROOTEDPG.COM…(read more)


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As we approach the New Year, many of us are thinking about our goals and resolutions for the year ahead. One area that is often top of mind is our finances. Whether it’s getting out of debt, saving for a big purchase, or investing for the future, setting financial resolutions can help us take control of our money and work towards a more secure financial future.

Here are a few financial resolutions to consider as you start the New Year:

1. Create a Budget: One of the most important steps to achieving your financial goals is to create a budget. A budget helps you keep track of your income and expenses and can help you identify areas where you can cut back or save more.

2. Pay off Debt: If you have any outstanding debt, make it a priority to pay it off in the New Year. Start by paying off the debts with the highest interest rates first and then work your way down the list. You’ll be amazed at how much quicker you can make progress when you focus on paying off your debts.

3. Build an Emergency Fund: Having an emergency fund set aside for unexpected expenses is important for financial security. Aim to save at least three to six months’ worth of living expenses in an easily accessible account.

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4. Save for Retirement: It’s never too early to start saving for retirement. If you haven’t already, start contributing to a retirement account such as an IRA or 401(k). The earlier you start, the more time your money will have to grow.

5. Invest for the Future: Consider investing any extra money you have in the New Year. Whether it’s in stocks, bonds, or real estate, investing can help grow your wealth over time.

6. Review Your Insurance Coverage: Take some time at the beginning of the year to review your insurance policies, including health, life, and auto insurance. Make sure you have the right coverage for your needs and that you’re not overpaying for insurance.

7. Set Financial Milestones: Setting specific financial goals can help you stay motivated and track your progress. Whether it’s saving for a down payment on a house, paying off a certain amount of debt, or reaching a certain net worth, having milestones to work towards can keep you focused on your financial goals.

In conclusion, setting financial resolutions for the New Year can help you take control of your money and work towards a more secure financial future. Whether you want to get out of debt, save for the future, or invest for the long term, taking these steps can put you on the path to achieving your financial goals. So as we enter the New Year, take some time to think about your financial resolutions and start taking steps towards making them a reality.

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