▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!
▸▸▸Enroll in our FIRE Master Class: This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!
▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!
Books that have helped us on our Financial Independence Journey
—–
The Bogleheads’ Guide to Investing:
The Intelligent Investor:
A Random Walk Down Wall Street:
The Book on Rental Property Investing:
Building Wealth One House at a Time:
Rich Dad Poor Dad:
The Total Money Makeover:
The $100 Startup:
Freakonomics:
Our Rich Journey – Our Vanguard Portfolio: How We’re Investing for Financial Independence – We have a series of videos on a $10,000 investment we made in Robinhood with individual high dividend stocks. However, in this video, we share our diversified Vanguard portfolio made up of index funds, bonds, CDs, and cash. We also share our kids’ custodial accounts and balances!
PLEASE SUBSCRIBE:
If you like our video, please make sure to “like” the video and subscribe to our channel. We post two videos a week related to our journey towards financial independence, including making money, saving money, and investing money. Make sure to check out all our videos and . . . join the journey!
Music: Bensound.com
DISCLAIMER:
Check out our most recent Our Rich Journey videos:
Improve Your Finances – 30 Day Money Challenge:
REAL ESTATE or STOCK INVESTING? – This Will Help You Decide:
MONEY SAVING Hacks – Living in an Expensive City:
How We Made $400,000 in Real Estate Profit – See Our Properties & Numbers:
Don’t Retire Abroad Without Doing These Things First:
DISCLAIMER:
We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won’t experience any loss when investing. Always remember to make smart decisions and do your own research!
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions….(read more)
LEARN MORE ABOUT: IRA Accounts
CONVERTING IRA TO GOLD: Gold IRA Account
CONVERTING IRA TO SILVER: Silver IRA Account
REVEALED: Best Gold Backed IRA
Hello. Im new to investing. I'd like to know why you guys choose just one fund for your roth IRA? Can you double up and buy VFIAX for your roth IRA as well? Thank you
I have a husband who wants to keep separate accounts. What do you think of this? He thinks it will keep us from arguing. I also found out he is giving 300 dollars a month to his sister.
Hi guys! I am New in this investment world… i have a question.
Can i invest in vanguard index found if i am not american and i do not live in us ? ( spain actually )
Everyone can invest in vanguard?( VOO x example..) regarding of the country i live in ? ( spain, my case)
Is it rude of me to ask what funds you invest for your girls ?
When you hold VTSAX AND VFIAX TOGETHER IS CONSIDERED OVERLAPS
I am fan of your videos. Quick question expense ratio you are talking about for these funds. Are they annually charged or only once when you buy the fund? Can you pls clarify
I love the content, but I’m from Spain and the majority of the information given is US based. How can I start a brokerage account in EU? Should I open an investment account with my local bank? How about ROTH IRA in EU? I’d love to see a bit more now that you are living in PT. Thanks both!
Vtsax and Vfiax overlaps
Nice so when did u all start investing to be able to retire at 39
GREAT info….looking forward to your next video
Great info!!!
with dividends so low, how do you actually live? I mean if I retired with 1 miliion and I invest it I would get 5% dividend (50k), please enlight me.
I love listening to you both. Both of you are so sincere and honest about your portfolio. Which bond funds do you suggest for people who are in their 70's
Hi super interested in some of the Vanguard products, I am in the United Kingdom and we are unable to access these products, anyone got any ideas?
Hello ! What broker are you using guys to access of all these ETF ? Thanks for the video !
Hey guys! Awesome content. I have binge watched so many videos. Curious, what is the different between the Stock Market Investing Course and the F.I.R.E Master Class?
Can you explain more about the cds? Is it like bank cds? And how do I get one started in fidelity ? Thank you
Question: so for example if I purchase Vtsax, I can add to or contribute to that account? Treat it like a savings, stashing away money?
Why 17 deposits
@Our Rich Journey, I'm currently investing 100% into VTI in my Roth IRA & 100% into the S&P 500 in my TSP account. But, I am 27 years old & starting to wonder how large my emergency fund should be & should I start saving for a home? Also, would you recommend adding any investments to either my IRA or my TSP account? Thanks.
With VUSXX are you able to take out funds at any time with out penalty? Is this like saving in a high yield savings account?
Do you have any recommendations on how to adjust your portfolio right now with the current market situation as of Jan 23 2022?
I personally see a lot of different accounts many of which could have been covered with the Vanguard Total stock market account. Any income you receive from the Vanguard Real estate fund and Vanguard high Dividend account will be taxed annually at ordinary Dividend rate. This is OK if you need this income to live off of. If you don't need more income should be aiming for capital gains rate.
Do you pay taxes on gains in the brokerage account?