Prepare pansyon (retirement) ou avek 401(k), IRA

by | Feb 12, 2023 | 401k | 3 comments

Prepare pansyon (retirement) ou avek 401(k), IRA




Koman ou ka prepare pansyon si wap viv USA ak Canada?
Koman account 401(k), IRA ak HSA yo travay?

Siw vle ouvri yon IRA ak Fidelity

Siw vle ouvri yon IRA ak Vanguard

Legal Disclosure: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Before investing, please consult a licensed professional. Any stock purchases I show in this video should not be considered “investment recommendations”. I shall not be held liable for any losses you may incur for investing and trading in the stock market in attempt to mirror what I do. Unless investments are FDIC insured, they may decline in value and/or disappear entirely. Please be careful!…(read more)


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Retirement planning can be a daunting task, but it is an important step to ensure financial security in the future. For those who are employed, two of the most common retirement savings options are 401(k) plans and Individual Retirement Accounts (IRAs).

401(k) plans are employer-sponsored retirement savings plans. They are funded with pre-tax dollars, meaning that contributions are not subject to federal income tax. Employers often offer matching contributions, which are an added incentive to save. 401(k) plans typically have a wide range of investment options, and they allow for tax-deferred growth.

Individual Retirement Accounts (IRAs) are retirement savings accounts that are not employer-sponsored. They are funded with after-tax dollars, meaning that contributions are subject to federal income tax. IRAs are a great option for those who are self-employed, as well as those who want to supplement their 401(k) savings. IRAs also offer a wide range of investment options, and they allow for tax-deferred growth.

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When planning for retirement, it is important to consider both 401(k) plans and IRAs. Both are great options for those who are looking to save for retirement, and each has its own advantages. It is important to do your research and choose the option that best suits your needs.

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3 Comments

  1. Wadson Samuel

    Bon travay ingenieur

  2. mirlane laurent

    Great info thank you for sharing

  3. Myriam Ismar

    Good Info, keep it up!

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