Question: (Marion, Fresno, CA) In 2021 I left my W-2 job with a 401(k) for a 1099 contracting job. I opened a SEP-IRA for the federal income tax deduction for 2021. In 2022 my 1099 job was converted to a W-2 job with another 401(k). My question is what are the PROs and CONs of combining my old 401(k) with my SEP-IRA OR my old 401(k) and SEP-IRA into my new 401(k)? My old 401(k) has both Roth and Traditional contributions. Been listening for years to your Podcast after binge-watching your videos. Still have a 2019 Red Silverado and drink Kirin beer to excess when it is available.

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