Join Kyle Hulett, Sygnia’s Co-Head of Investments, to discover how Sygnia’s Dynamic Drawdown model 📉 can help you optimise your retirement income. 🦾
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#Contents

00:00:00 – Introduction to the South African annuity market
00:09:52 – Living annuity: Asset-liability mismatch
00:13:13 – Modelling asset returns – two scenarios
00:19:17 – Modelling liability cash flows
00:22:21 – Expected time to ruin – static drawdown method
00:27:42 – Dynamically adjusted drawdown rates
00:31:29 – Annual annuity adjustment
00:34:40 – Dynamic drawdown based on estimated capital
00:42:24 – Analysis of 3% drawdown – dynamic capital method
00:46:04 – Analysis of 5% drawdown – dynamic capital method
00:48:34 – Analysis of 7% drawdown – dynamic capital method
00:50:52 – Conclusion
00:53:27 – Q and A
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🧐 #SygniaSygnals

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📰 #Articles

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🤝 #Connect

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🚨 #Disclaimer

Sygnia Limited (“Sygnia”) is a specialist financial services group headquartered in South Africa that focuses on the provision of investment management and administration solutions to institutional and retail clients located predominantly in South Africa. The information and opinions contained in this presentation are of a general nature and are not intended to address the circumstances of a particular individual or entity. The information in this presentation is not intended as, nor does it constitute, financial, tax, legal, investment or other advice. Sygnia does not act as an advisor or in a fiduciary capacity towards the recipient(s)….(read more)

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