Retirement Plan Spitball Analyses for Side Hustles, Clergy & Grandkids – YMYW podcast 309

by Retirement Advisor | Dec 17, 2022 | Inherited IRA

Today on Your Money, Your Wealth® podcast 309, Joe Anderson, CFP® and Big Al Clopine, CPA are answering questions from across the personal finance spectrum: inherited IRAs and late RMDs, contributing to non-qualified deferred compensation plans, making Roth contributions for grandkids, how a Roth impacts student loans, taxation on ESPPs and RSUs, paying off the mortgage, and retirement plan spitball analysis for a clergyman and his wife, and for a couple with a profitable side hustle. Access the transcript and financial resources, ask your money questions:

00:56 – Options for Taking Late RMDs on an Inherited IRA? (Bryan)
06:42 – Should I Make Non-Qualified Deferred Compensation Plan Contributions? (Jeff, Dallas, TX)
11:49 – Can We Make Roth Contributions for our Granddaughter? (Therese)
14:16 – Clergyman Retirement Plan Spitball Analysis (Christine, PA)
23:45 – How Does a Roth Impact Student Loans? (Sheryllyn)
28:54 – Confirming Capital Gains vs Ordinary Income vs Roth (Richard)
32:46 – Retirement Spitball Analysis: Mega Garage Door Roth & SEP IRA (Schmidty, FL)
39:49 – Taxation on Previous Employee Employer Stock Purchase Plan and Restricted Stock/Share Units (Priya, Irvine)
44:57 – Pay Off Mortgage or Invest? (Craig, Nevada)
46:13 – Mortgage Forbearance and Taxes?

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• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor.
• Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
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