retirement planning and retirement income planning is our bread and butter at Clarity Capital. Investing in a manner to provide competitive yield and dividend income may increase the longevity of your retirement account principle substantially. Some people fear running out of money more than they fear death. If you are planning on retirement in the next couple of years or are already retired, come see us to put together a customized retirement income plan.

Individuals and their Estates
Several of our financial advisors have worked with other professionals such as attorneys and accountants by putting together comprehensive estate plans. We can point you to the right professional for these complicated issues. You do not want your estate to shrink due to high federal estate tax issue after your death, neither do you want to leave your heirs holding the tax bill or all of the stress of having to settle your estate without clear and precise directions. We can offer a large amount of advice, direction and experience in this area as well as the tools in which to fund certain triggering events with insurance. Please come talk to us and we can help.

The Small Businesses
We are a small business and understand the importance of proper planning as a small business for retirement as well as insurance planning. We work closely with businesses on their group retirement plans, i.e. 401K, SEP IRA’s, etc., and with business owners individually to prepare them for their exit strategies. Matt started his career working with small businesses on their succession plans, and that is still an active part of his business today.

We meet with dozens of small businesses to review their company retirement plans each year and it amazes us how underserved this part of retirement planning is and how their plans often don’t align with the company’s goals and needs. Please talk to us for a second opinion or start-up plan and information.

Riskalyze
One thing is certain when working with a Clarity Capital Advisor, we are serious about risk. We never want a client to feel uncomfortable with the risk in their investments. We use Riskalyze to monitor risk tolerance, account risk, and portfolio risk on an ongoing basis.

Do you know your Risk Number? How much volatility are you able to tolerate?
Find out here:

Fiduciary Focus
The Future of Your Company’s Retirement Plan
As an employer, you share the responsibility for guiding your employees toward making decisions that will afford them greater financial freedom in retirement. But here’s the quandary: Just as your workers look to you for financial guidance and advice, you must seek out an expert to help you navigate plan regulation and administration.

Do the following issues look familiar to your retirement plan committee?

New regulations that add to the complexity of administration
Fiduciary pressures to provide prudent investment options
Timely (and potentially complex) fee disclosures to your participants
Outside advisors whose allegiances are split between plan providers and investment managers
Watershed regulations that require greater transparency about disclosing relationships between plan sponsors and their advisors
Employees who feel they cannot afford to save, but are being courted by your competitors through their benefits programs
Concerns over your employees’ retirement readiness
Your need for competent, objective retirement plan guidance—from an advisor you can trust—has never been greater. That’s why your plan should work with an independent retirement plan representative supported by LPL Financial….(read more)

LEARN MORE ABOUT: IRA Accounts

CONVERTING IRA TO GOLD: Gold IRA Account

CONVERTING IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA

retirement planning Advisors/Services for Individuals, Small Businesses, Employees

retirement planning is a crucial aspect of financial management that individuals, small businesses, and employees need to consider in order to ensure a secure and comfortable future. With the complex and ever-changing nature of retirement planning, many people turn to retirement planning advisors and services to help navigate the process.

retirement planning advisors and services cater to a wide range of clients, including individuals, small business owners, and employees who are looking to secure their financial future. These professionals provide personalized financial advice and practical strategies to help clients reach their retirement goals.

For individuals, retirement planning advisors can assist in building a tailored retirement plan based on their financial situation, risk tolerance, and retirement goals. They can provide guidance on investment options, savings strategies, and retirement income planning to ensure individuals have enough funds to retire comfortably.

Small business owners can also benefit from retirement planning advisors who can help them establish retirement plans for themselves and their employees. Advisors can advise on retirement plan options such as 401(k)s, IRAs, and pensions, and assist with plan administration and compliance to ensure that the retirement benefits are effectively managed.

Employees can also seek the services of retirement planning advisors to make informed decisions about their employer-sponsored retirement plans. Advisors can offer guidance on contribution strategies, investment choices, and retirement readiness assessments, empowering employees to take control of their financial future.

Moreover, retirement planning advisors and services can provide valuable insights into tax-efficient retirement strategies, healthcare considerations, and estate planning to help clients maximize their retirement savings and minimize financial risks.

In addition to personalized financial advice, retirement planning advisors can provide ongoing support and monitoring to ensure that retirement plans remain on track and adapt to changing life circumstances. They can also offer education and resources to empower clients to make informed decisions and take ownership of their retirement planning journey.

In conclusion, retirement planning advisors and services play a crucial role in helping individuals, small businesses, and employees achieve their retirement goals. By providing personalized financial advice, practical strategies, and ongoing support, these professionals enable their clients to secure their financial future and retire with confidence. It’s never too early to start planning for retirement, and seeking the guidance of a retirement planning advisor can make all the difference in achieving a comfortable and secure retirement.