Recording of this retirement focused webinar which took place on 7 February 2023, presented by Jennifer Rice, Oliver Murray, Melanie Moffat, Daniel Frost and Sarah Dawes from Essex Pension Fund.

This webinar examines some of the key issues when retiring from the Local Government Pension Scheme (LGPS) including:

00:00 – Introduction
02:07 – How your LGPS pension works
03:35 – How does the CARE scheme work?
06:46 – How does the Final Salary scheme work?
11:16 – Taking a tax free lump sum
13:53 – When can I retire?
16:28 – Early retirement reductions
18:46 – The 85 year rule
22:12 – The retirement process
26:32 – Different types of retirement – flexible retirement, redundancy/efficiency retirement and ill health retirement
32:37 – AVC options on retirement
34:48 – Death benefits after retirement
39:07 – How to contact Essex Pension Fund
40:27 – Q&A

Useful links:

Expression of Wish Form:
Lump Sum Calculator:
Pension Modeller:
Early Retirement Reductions:

Contact Essex Pension Fund
Phone: 03330 138 384
Email: pensionenquiries@essex.gov.uk…(read more)

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You and Your Pension – Retirement Webinar

Retirement is a phase of life that we all look forward to. It’s a time when we can finally relax and enjoy the fruits of our labor. However, to ensure a comfortable and stress-free retirement, it is essential to have a well-planned pension in place. With the complexity and ever-changing landscape of pension schemes, it is crucial to stay informed and up to date.

To address the importance of pensions and provide valuable guidance, a Retirement Webinar – “You and Your Pension” is being organized. This webinar aims to enlighten and empower individuals with knowledge about pension schemes, investment options, and strategies for a secure retirement.

The Retirement Webinar is conducted by a team of experts with extensive experience in the field of retirement planning. They will provide in-depth insights into the various retirement plans available, including state pension, employer-sponsored plans, and private pensions. They will explain the eligibility criteria, contributions, and the benefits associated with each plan.

This webinar will educate participants about the importance of starting early with pension planning. By discussing the power of compounding and highlighting the merits of long-term investments, the experts will stress the significance of building a robust pension fund gradually over time.

In addition to understanding the different types of pensions and their advantages, the webinar will also delve into investment strategies to optimize pension growth. Experts will explain various investment vehicles like stocks, bonds, mutual funds, and real estate, and how these can be leveraged to maximize pension returns.

The Retirement Webinar will further provide insights into the tax implications of pension schemes and how to manage them effectively. Understanding tax breaks and exemptions will not only optimize the pension fund but also minimize unnecessary tax burdens during retirement.

Moreover, the webinar will also cover the importance of reviewing and monitoring pension plans periodically. Participants will gain knowledge about when and how to review their pension fund’s performance, ensuring that it aligns with their retirement goals and adapts to any changes in personal circumstances or market conditions.

The convenience of a webinar makes it an ideal platform to access valuable retirement advice from the comfort of your own home. By simply logging in to the webinar, participants can engage in live discussions, ask questions, and receive expert responses. The interaction with other attendees will also enable participants to share experiences and gain valuable insights about pension planning.

Planning for retirement can sometimes be an overwhelming task, especially with the countless options available. Attending the “You and Your Pension” Retirement Webinar will equip you with the knowledge and tools necessary to make informed choices and secure a comfortable retirement.

Remember, the decisions you make regarding your pension today will have a significant impact on your future. So, take charge of your retirement planning, educate yourself, and join the Retirement Webinar to embark on a financially secure and worry-free retirement journey.