Review: Is it possible to invest in the UTI Retirement Benefit Pension Fund?

by | Jul 6, 2023 | Retirement Pension | 3 comments




Can you invest in UTI Retirement benefit pension fund ? – Review

1) One of the oldest – started in 1996
2) Has a mix of Debt, equity
3) 10% returns since inception

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Can you invest in UTI Retirement Benefit Pension Fund? – Review

The UTI Retirement Benefit Pension Fund is a popular investment option for individuals looking to secure their financial future post-retirement. Managed by UTI Asset Management Company Limited, this fund aims to provide stable returns and create a substantial corpus for pensioners.

Investing in the UTI Retirement Benefit Pension Fund has several advantages. Firstly, the fund is managed by experienced professionals who possess expertise in the field of investments and are adept at selecting the right stocks and bonds. This ensures that your investments are in safe hands.

Furthermore, the UTI Retirement Benefit Pension Fund offers the option of investing through systematic investment plans (SIPs). This means that individuals can invest a fixed amount at regular intervals, which allows for better financial planning and ensures that the investment is not burdened by market fluctuations.

The fund also offers tax benefits under Section 80C of the Income Tax Act, which allows individuals to claim deductions on the amount invested, up to a maximum of Rs. 1.5 lakh per annum. This makes the UTI Retirement Benefit Pension Fund an attractive investment option for those looking to save on tax payments while securing their financial future.

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In terms of returns, the fund has shown consistent performance over the years. While market fluctuations are inevitable, UTI Retirement Benefit Pension Fund has consistently delivered competitive returns, making it a reliable investment option for pensioners.

However, before investing in the UTI Retirement Benefit Pension Fund, it is important to consider a few factors. Firstly, individuals must have a long-term investment horizon, as this fund is primarily designed for retirement planning. Secondly, investors must carefully assess their risk tolerance, as the fund’s performance may be subject to market volatility.

It is also advisable to carefully read the fund’s offer document, which provides detailed information about its investment objectives, risk factors, and expense ratios. Consulting with a financial advisor or investment expert can also provide valuable insights and help individuals make informed investment decisions.

In conclusion, the UTI Retirement Benefit Pension Fund presents a viable investment option for individuals looking to secure their financial future post-retirement. With its experienced fund managers, tax benefits, and consistent returns, the fund offers a promising avenue for long-term investments. However, it is important to thoroughly assess one’s financial goals, risk tolerance, and consult with professionals before making any investment decisions.

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3 Comments

  1. Kashif UA1822175

    I found 4000 Units of unit Trust of India – Master share plus unit scheme 1992
    and 1500 units of unit Trust of India – capital growth unit scheme 1992, Can you please tell me its value today including dividend and bonus shares

  2. Bijoy Sarma Views

    My father invest in UTI – Retirement benifit pension fund before 15 years..And it's through offline process. Now how can we Track this policy..I've no idea..kindly help.

  3. Raj

    Hello Sir, this UTI fund has not provided CRISIL and CARE rating?

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