Roth 401k vs 401k vs Roth IRA (WHICH ONE MAKES THE MOST MONEY?)

by | Aug 1, 2022 | 401k | 19 comments

Roth 401k vs 401k vs Roth IRA (WHICH ONE MAKES THE MOST MONEY?)




Is it better to max out your Roth 401k or your 401k? I talk about the pros and cons of each, plus how to prioritize!

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I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)

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InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)

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This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

See also  Limits on Roth IRA Contributions and the Backdoor Roth IRA

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19 Comments

  1. ishotthemoon30

    First time on your channel. Thank you for breaking down the differences between these retirement plans! I’ve subscribed. 🙂 Can’t wait to learn more from your channel.

  2. 1% JOSH

    Wow I've actually never heard of a Roth 401k, that's a cool concept. Thanks for the education.

  3. DoctorFezz

    This was literally the best investment explanation video I've every watched!

  4. Rebecca Thompson

    what can you do with your roth 401k? can you take money out to buy a home without being taxed? Also how do I know if i have a roth 401k or roth ira? can i have both through my employer. I am a beginner in all of this also HSA. I have an account and I have an option to transfer money into there? I need help!

  5. Gabriela Vargas

    Can you do a video on safe harbor? I’m super lost.

  6. M. Port

    There is an income limit to Roth IRA but not Roth 401k.

  7. Hassan Nasir

    Very useful video. Thanks

  8. Amir

    I work at a FAANG company and am at
    the highest tax bracket. Does Roth 401k still make sense? Won’t I most likely be at a much lower tax bracket when I retire?

  9. Ice Eee

    Im 19 trying to figure out all this complex stuff

  10. Elementsage

    Hey, this is already an amazing video 4 minutes in. Great explaination for someone like me who needs to Barney style. Just a friendly critique you tend to blink a lot. It might because you’re shy or it’s allergy season but other that great video

  11. Boost And Redline

    I’m a simple guy, I see a video from my search results from Investing with Rose and I click on it

  12. Katelyn Stewart

    I will not invest anything that is tied in govt. they are corrupt and all they want to do is steal your money. Don’t be fooled.

  13. Odino Huaman

    Hi Rose, I've been trying to download your "The Ultimate Guide to Investment Accounts" but for some reason I can't. I'd downloaded other free stuff from your channel before. Is there any other way I can get it? Thanks.

  14. John Baker

    If my company puts in 15% of my base salary into my 401k wouldn't I want to prioritize that first? Since if I am putting 20500 for the year 2022, would that large sum grow faster exponentially if its all in one place? instead of putting in a roth IRA first then a HSA then the rest I can afford into a Roth 401k?

  15. BOSSBANSHEE

    This women is hella fine. I'll listen all day lol

  16. Yvette M

    What happens after the 19k limit per year? I have set deductions to take out of my check do they stop collecting??

  17. Rigs

    definitely wife material

  18. Allison Wright

    Nice video, I am new to online investments, I have been practicing using a demo account. I

    like to prepare for my future, I tried starting up a Roth IRA account. I don't know much

    about it or which is better. I am scared that I don't know enough to start all by

    myself. I am willing to try, but I need help on exactly what to do next.

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