Roth IRA Vs Traditional IRA, 401k Which Is Better For You

by | Oct 16, 2022 | Spousal IRA | 1 comment

Roth IRA Vs  Traditional IRA, 401k Which Is Better For You




Which best fits your individual circumstances? Watch the video to learn more!

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1 Comment

  1. Miller Forester

    Best strategy is to max your 401 contribution that is matched by your employer.  Then max a Roth – no Fed taxes, but some states do tax.  After that, return to your 401, but it should be a low cost/fee index fund – not in company stock.  If not, you are better off buying a taxable low cost/fee index fund.  Turnover would be low, so taxes would be minimal.  My choice of index funds would be VFINX.  Start early and cost average in, buy on dips if you can.

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