Secure Act Tax Changes

by | Dec 16, 2022 | Inherited IRA | 4 comments

Secure Act Tax Changes




The Secure Act passed in 2019 and has some big implications for tax planning specifically when it come to passing on generational wealth.

For year the stretch IRA has been a planning staple. A way for kids, grand-kids, etc to minimize the tax implications of inheriting a large sum of qualified retirement account money. Starting in 2020 the rules around inherited IRAs will change drastically. Now more than ever, ROTH conversions ans properly structured cash value life insurance policies should be considered as part of your overall retirement and estate planning strategy.

To see our views on retirement planning check out our free course:

Have other questions:

Book a Time to chat here:

OR

Send us your question here:
(read more)


LEARN MORE ABOUT: IRA Accounts

TRANSFER IRA TO GOLD: Gold IRA Account

TRANSFER IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA


See also  Should You Contribute To A Roth IRA? (Money In A Hot Minute)
Truth about Gold
You May Also Like

4 Comments

  1. Alberto Santa Barbara County CA

    Can unfunded Tax Liabilities be covered with GDP growth or technology increases in productivity that increases revenue and wealth?

    Isn't the most amount of wealth in our homes?

    Is it possible to convert to Roth so it is not taxed after 59 1/2 and five years or counted as income?

    Isn't the Secure Act as passed a benefit to insurance and financial companies?

    If one had the situation of an inherited IRA, can one agree with employer to differ income for 10 years and live only on the IRA taxable income?

  2. Retired Now

    Good information that is current and accurate. The thing that concerns me is that they snuck this Secure Act into the budget process, almost unnoticed by most Everyday type of people and that when we move the money into the Roth, they will simply find a way to make another law change which will tax that money as well.

  3. K M

    Thanks for sharing that information. I will check out the link you provided

U.S. National Debt

The current U.S. national debt:
$35,866,603,223,541

Source

ben stein recessions & depressions

Retirement Age Calculator

  Original Size