Many of you were curious to see my personal portfolio and recently I posted a video going through it in detail, breaking down why I decided to sell everything and allocate all of my funds into a high interest savings ETF.
But I feel there was a little bit of a miscommunication there, as many people claimed that I was trying to time the markets even though historically we all know that it is very difficult to do so, and plus I did say that I wasn’t trying to time the market!
So I’m going to explain it a little further plus I’m going to go through the options trading strategy that managed to generate 10x returns and under 2 years, using live examples, and I’ll also be elaborating further on the benefits of the wheel strategy and why it is something that we plan on using moving forward.
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Disclaimer:
I am not a financial advisor. Viktoriya Moskalyuk does not provide investing, tax, legal or accounting advice. This video is for entertainment and educational purposes only and should not be considered as financial advice. I am solely sharing my personal experience and opinions. I highly encourage you to do your own research- there is a risk of losing money in the market. You should consult your own tax, legal and financial/investment advisors before engaging in any transactions.
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📚BOOKS TO READ📚
THE OPTION WHEEL STRATEGY:
COVERED CALLS for BEGINNERS:
Investing for Dummies:
Original –
9-in-1 Books- …(read more)
LEARN MORE ABOUT: Qualified Retirement Plans
REVEALED: How To Invest During Inflation
HOW TO INVEST IN GOLD: Gold IRA Investing
HOW TO INVEST IN SILVER: Silver IRA Investing
My High Dividend Income Portfolio SELL-OFF, Vertical Credit Spread & Wheel Strategy (20k to 200k) is an investment strategy that aims to generate high dividend income through a combination of selling off stocks, utilizing vertical credit spreads, and employing the wheel strategy. This investment approach has the potential to turn a $20,000 portfolio into a $200,000 portfolio over time.
The SELL-OFF component of the strategy involves selling off underperforming stocks in the portfolio. By getting rid of these underperforming assets, investors can free up capital to invest in higher yielding opportunities. This step is crucial in ensuring that the portfolio is constantly optimized for maximum dividend income.
The Vertical Credit Spread component of the strategy is used to generate additional income from the portfolio. This options trading strategy involves selling a call option and buying a call option with a higher strike price on the same stock. By doing so, investors collect a premium and limit their potential losses, while still being able to profit if the stock price stays below the higher strike price.
Finally, the Wheel Strategy is employed to further enhance the portfolio’s dividend income. This strategy involves selling put options on stocks that investors would be willing to own if the option is exercised. If the option is exercised, investors can acquire the stock at a lower price than the current market value, effectively lowering their cost basis and increasing their dividend yield.
By combining these three strategies, investors have the potential to significantly grow their dividend income portfolio from $20,000 to $200,000. However, it’s important to note that this strategy does involve a certain amount of risk, particularly when it comes to options trading. As such, it’s crucial for investors to thoroughly understand the ins and outs of these strategies before implementing them in their own portfolios.
One of the key advantages of this strategy is the potential for high dividend income. By constantly optimizing the portfolio and using options trading to generate additional income, investors can significantly boost their dividend yield. This can provide a steady stream of passive income, which can be particularly attractive for those looking to supplement their regular income or build a retirement portfolio.
In conclusion, the High Dividend Income Portfolio SELL-OFF, Vertical Credit Spread & Wheel Strategy (20k to 200k) is a powerful investment approach that has the potential to significantly grow a portfolio’s dividend income. However, it’s important for investors to thoroughly understand the risks and complexities of options trading before implementing this strategy. With the right knowledge and careful execution, this strategy can be a valuable tool for building a high-yield dividend income portfolio.
The dividend is generally a lot higher so the best thing to do is do a combination of both qualified and non-qualified where you use the qualified dividend to pay for the taxes of the non-qualified dividend
News Flash: For the US, for 2024, married couples (Single Filers have a lower threshold) with taxable income under $93,000 pays not taxes on Capital Gains and/or Dividends! Do so simple searches on Google. Do the homework.
you say you're not trying to time the market. but based on your actions you are attempting to time the market.
Timing the market is not a bad thing. Don't let the shamers shame you. Buy low, hold and be patient, and then cash in, leaving some to ride but really waiting for the next dip. The big dips are pretty obvious. We always have friendly buy competitions during the big dips to see who can make the most.
This year has presented challenges in diverse markets, including stocks and cryptocurrencies. It's evident that success, particularly in the cryptocurrency realm, stems from wise decision-making. Personally, day trading under Cheryl Atonal's guidance has been remarkably profitable. In just six weeks, I've increased my holdings from 4.1 Bitcoin to 19 Bitcoin. The message is clear: Act now to rekindle optimism; don't wait for the market to surge.
Is that the new interactive brokers app?
did you say don't buy options just sell them???? What's wrong with a Straddle?
She shows her portfolio, many of us replicate, then she sells, Humn?
There will not be a recession in 2024 that affects the market. The Democrats will not allow it in an election year. If you think they dont control it, you're foolish. Many of these career politician max salary is $190k, yet the same ones have over $200m in net worth… The avg is $50m in net worth. They are controlling the market and will know that a down year on Wall Street will lose voters.
I'm hedging 2024 is a growth year.
Great video! Definitely clears up the previous one. Appreciate the transparency and big picture sensible approach that people can use if desired and educational at the least. Too many YouTube vids focus on ubershort term and hopium, costing people a lot of money. You and your bf are doing a great job, ignore the haters. You should introduce him sometime!
hey the ETL you recommend last month TLTW, can you make a video explain why TLT has gone up like 10% for the past one month but TLTW didn't move at all?
Wheel it!
Nice. But I'll keep sticking with my monthly paying dividends
There is a book that I read called, "Fooled by Randomness". It's a heady, long read or, a 16 hour audio book, and I think you would enjoy how investing is presented in it! There is no way you would have known that the market would behave like it did. If any of your naysayers can predict the future, then they should get their own YouTube channel and "divine to us what we need to do, and when"!! We will then, all be wealthy beyond our wildest dreams! Your videos are informative, entertaining, and I will continue to enjoy and learn from them as long as you produce them! Thanks, Viktoriya!
You can learn something from everyone… Even if it's what Not to do…
Time in the Market beats Timing the Market… Don't overthink it…
Has Viktoriya covered RSP ETF in a video? If so, can you post a link? thanks.
I can’t wait to hear about the wheel strategy from your perspective. As always thank you for your videos!
Can't stop replaying!
I'm confused with the thumbnail saying $xxxx weekly/monthly income but no mention in the videos? Feel like a clickbait to me.
You owe no one an explanation about your personal financial decisions. Thank you for what you do.
Big techs are falling because of rotation to Russell, bonds and defensive.
Honestly, and I follow you and love your videos. If I were you, I buy long term bonds, I got out of SVOL, QYLD, USA and bought TMF, TLTW before ^%#* hit the fan
Take a look at how much a reputable stock like META dropped in 2022 or Amazon or bank stocks. They can all drop significantly and take a long time to recover
Stupid rules in Canada don’t allow short selling options in TFSA or RRSP. You only can use margin account at full taxation
A tax is a tax. A withholding is a withholding. There's no such thing as a withholding tax. Income taxes are withheld from your paycheck. If you end up owing no tax, the withholding is yours to keep.
Very important to mention in selling options, make sure you are selling options out of a quality stock otherwise you will pay taxes on a stock that dived all year long lol the wheel strategy doesn’t work well in volatile stocks either.
New investor. Someone settle something for me? Videos like these say keep high dividend covered call ETFs (JEPI/JEPQ) in a retirement account (Roth) because all those dividends taxed as ordinary income. But other videos say the best ETFs for Roth are growth ETFs (QQQ), which generally have little to no dividends but in a Roth all of that growth is tax free. So which is it?
Need this question answered. When computed payout ratio are covered calls added in.
You sold your whole portfolio right before the stock market took off. Great timing!
The Wheel strategy is basically shorting UVXY. It works like Oscar's grind's gambling strategy and it doesn't work if options are in backwardation where there is an increasing need for people to own options. How you structure your investments and trading strategies is more important than the strategy itself. Be thoughtful with any method and strategy. You wouldn't bring fishing equipment if you are climbing a mountain. The other aspect is to find the summit of what you want. Mine right now is 750k in 5 years. I wish you well. Changing a strategy that doesn't work isn't bad. It is incredibly difficult to be profitable and most lose their shirts and the ones that don't get targeted by organized crime, those that buy API of accounts of those beating them financially, politicians, etc. Data is the worst aspect of it.
And we should believe you because……………….
The Canadian market has way more options in terms of high income ETFs, why not just buy Canadian listed funds in the TFSA and avoid the withholding tax?
The last time I decided not to buy a stock because it was "at an all-time high", was Amazon trading in the $900's in 2017. In 2021 it reached over $3000 a share. In 2017 even a CFP informally told me I was wise not to buy AMZ at it's $900's "all-time high" .
Even people with your truly impressive knowledge, do not know where the market is headed with a high degree of accuracy.
Are you sure about your comment about non-qualified income in an IRA being taxable? This could be confusing to U.S. investors……. in reality the income from all types of investment held in an IRA goes directly to the IRA, and is only taxable as ordinary income when withdrawn from the IRA, assuming it is withdrawn only after retirement age which is currently 59 1/2 years old.
From watching yours and other channels, I've learned about selling covered calls and cash secured puts. I've picked 4 strategies I'm executing. 1st, in my 401k where I can't do option strategies, I purchased TLTW because the ETF does the option strategy for me, and I am bullish on TLT and TLTW with the interest rate pause. The other 3 strategies have 3 different risk profiles from High, Med, Lowish risk. 1st, I sell weekly covered calls on Tesla and watch it like a hawk due to its volatility and make sure to roll my position as the stock approaches my strike price. 2nd I run the wheel on QQQ and I'm trying doing that daily to see what kinds of returns I get. I may switch to weekly on it, but its one that I can do daily and I think the smaller daily returns will equal more than a single weekly or monthly return. Lastly, I sell covered calls on TLT twice a week, but may switch to a weekly strategy on it. On about $400K invested, I've made about $50K over the last two months! I hope it continues. Thank you for your content and good luck with your investments. It will be interesting to see how they grow.
Very clear explanation, good luck for the options trading!
please turn on the closed caption so that I can understand what you are saying
Once A Person Has Mastered Advance Technical Analysis Skills; Combine With Using Supply and Demand Zones. Its Actually Very Very Easy To Precisely Time The Market. Its All About Your Skill Level.
Volume is very low, please bring the microphone closer next time 🙂
Time to get out of Canada. USA!