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This presentation was created for educational and informational purposes only and is not intended as ERISA, tax, legal or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational presentation.

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested directly.

IHT Wealth Management and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.

A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply.

Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA….(read more)

LEARN MORE ABOUT: IRA Accounts

INVESTING IN A GOLD IRA: Gold IRA Account

INVESTING IN A SILVER IRA: Silver IRA Account

REVEALED: Best Gold Backed IRA

Happy Friday – September 22, 2023: The Perfect Start to an Amazing Weekend

It’s finally Friday, and what better way to kick off the weekend than with a happy and positive mindset? As September 22, 2023 dawns upon us, it’s time to bid farewell to the long week and embrace the joy and excitement that the weekend brings. This particular Friday promises to be a truly special one, filled with optimism, fun, and a multitude of opportunities to create beautiful memories.

As the sun rises on this crisp autumn morning, the world seems to be infused with an added essence of happiness. The air feels fresher, the colors appear brighter, and a sense of anticipation lingers in every corner. It’s as if the universe itself is nodding in agreement, acknowledging that today is a day worthy of celebration.

On this Happy Friday, take a moment to appreciate the simple joys in life. Revel in the beauty of nature as you take a leisurely stroll in the serene park nearby or organize a delightful picnic with your loved ones. Feel the warmth of the golden sun rays on your skin and immerse yourself in the melody of birds chirping happily overhead. Take this opportunity to savor the present moment and let go of any worries or stress that may have accumulated during the week.

Embrace the spirit of adventure and seize the day. Plan a spontaneous road trip with your friends or family to a nearby town or explore the hidden gems within your own city. Discover new experiences, indulge in delectable cuisine, and cherish the freedom and joy that the weekend brings. Engaging in activities that bring you pleasure and fulfillment will undoubtedly energize you for the days to come.

In addition to personal rejuvenation, a Happy Friday also presents the perfect opportunity to spread joy and positivity to those around you. Take a moment to reach out to friends, family, or even colleagues who might need a little pick-me-up. A simple phone call, a heartfelt message, or even a surprise gift can go a long way in brightening someone’s day and forging deeper connections. Remember, kindness is contagious, and by making others happy, you’ll find that you, too, are filled with an indescribable sense of joy.

As the day progresses and evening approaches, Happy Friday offers a multitude of opportunities for entertainment and celebration. Whether you choose to attend a lively concert, immerse yourself in the world of art at a gallery opening, or simply enjoy a cozy movie night at home, the options are endless. Take the time to indulge in activities that bring you sheer bliss and surround yourself with people who uplift your spirit.

Above all, on this Happy Friday, remember to care for yourself. Prioritize self-care and do things that bring you inner peace and tranquility. Engage in meditation, indulge in a long and luxurious bath, or simply curl up with a good book or movie that resonates with your soul. By nurturing your own well-being, you create a solid foundation from which you can radiate positivity and happiness.

So, as the day draws to a close and you bid farewell to Happy Friday – September 22, 2023, take a moment to reflect on the beauty and happiness that permeated the day. Let this experience guide you throughout the weekend and beyond, infusing every moment with the same enthusiasm and appreciation for life. Remember, the magic of Happy Friday doesn’t end after just one day – it serves as a gentle reminder that happiness is within your reach, waiting to be embraced every day of the year.