Social Security Disability & Spousal Benefits (Child In Care)

by | Oct 21, 2022 | Spousal IRA | 7 comments

Social Security Disability & Spousal Benefits (Child In Care)



================================
Sign up for email list here.

Follow me censorship-free!

My course “Can I Retire” will help reduce your stress when it comes to retirement planning.
Get it here:

and don’t forget there IS a 30 day money back guarantee if you’re not satisfied!

Get my books on Audible here:

Want to support what I’m doing for $10 a month?
Join my SubscribeStar page!

My Amazon Product page:

Anything you buy there Amazon pays me a commission. Much appreciated!

GET MY BOOKS:
ALL are FREE to Kindle Unlimited Subscribers!

You Can RETIRE on SOCIAL SECURITY:

The Tax Bomb In Your Retirement Accounts: How The Roth IRA Can Help You Avoid It:

Strategic Money Planning: 8 Easy Ways To Put Your House In Order

GET ALL MY LATEST BLOGPOSTS:
(read more)


LEARN MORE ABOUT: IRA Accounts

CONVERTING IRA TO GOLD: Gold IRA Account

CONVERTING IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA


See also  What is A 'Back Door IRA' ? & How It Can Save You Money
Truth about Gold
You May Also Like

7 Comments

  1. Dave Forgot

    Too bad. It appears you are un-interested in responding to quesitons

  2. Dave Forgot

    Fundamental requirement claimet must be taking care of child. Can the claim work part time or go to school?

  3. Daniel Just Daniel

    With this child in care benefit would the family have to keep a record of what the money they receive was used for, like ssi?

  4. janelle shetron

    One thing, if they begin receiving benefits before the spouse reaches full retirement age, they will get the benefit based on FRA. But when spouse passes, the benefit reverts back to the amount the spouse received when the retired. If they retire at 62, spouse and child get amount would be at retirement. But when they pass their benefit is based on amount person was receiving by retiring early. That can mean a good bit as a survivor benefit.

  5. dennis cherry

    I am 64 and have been collecting SS benefits for 6 months, my 2 year old son is also collecting, no issues there, we applied for my wife's child in care benefits (she is 32) and apparently were denied after 5 months of waiting, still waiting on the letter but website shows 0 for her next payment. I have read it is not uncommon for them to deny benefits the first time you apply. We did everything right, and from their own website she is eligible as we are not at the family max yet. So looks like we will be appealing.

  6. bradkimpel

    Josh – My understanding is the main criteria for DAC (Disabled Adult Child) and Child in Care benefits is that the primary worker (for lack a better term) is that they themselves must be collecting social security, i.e. they must be 62 (or themselves be disabled) before the disabled adult child can begin collecting 50% of the primary’s PIA, and thus also the spouse could then also collect “Child in Care” benefits. This is my scenario almost to a “T”, I am currently 58, I have a disabled adult child, and my wife is 57, in 3.5 years when I turn 62 (and file to receive benefits) my disabled adult child will be able to begin receiving 50% of my PIA and my wife (who will be 61 at that time) will be able to receive 50% of my PIA (however both my child and wife will be limited by the family maximum). The one thing I am questioning is that you said your client’s son was approved for SSDI, but if one of his parents are not yet 62 then they would not be approved for SSDI, they could be approved as disabled but would instead be approved to receive for SSI, but would switch to SSDI when one of the parents begins claiming at 62, in your client’s case in 7 years when he turns 62. I am have not heard that the File and Suspend would work in this situation, what I have been able to find is that the primary worker must be receiving benefits for the DAC or Child in Care benefits to be paid. If you get any further information or can confirm any of this please respond. By the way, love your channel and all you do for everyone. Brad

  7. Charles Childs

    Once i file for ss in january, my disabled adult child will transition from ssi to ssdi on my benefit, and my spouse will qualify for "child in care" also on my benefit subject to my family cap. My wife can also "file and suspend" her own ss benefit. My wife is 61 and can still collect a benefit.

U.S. National Debt

The current U.S. national debt:
$35,911,107,598,198

Source

ben stein recessions & depressions

Retirement Age Calculator

  Original Size