Start a Roth IRA for kids

by | Aug 11, 2022 | Vanguard IRA | 7 comments

Start a Roth IRA for kids




Your children can build a successful retirement even before they’re old enough to join the workforce. One way is to start and fund a Roth IRA for kids. Senior Personal Finance Correspondent Sharon Epperson has run the numbers showing how an Individual retirement account for a kid can pay big dividends in their future.

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7 Comments

  1. F A

    This is amazing…wanted this roth before.. wanted to put 5,000 per kid.. definitely think this is amazing

  2. Henry Baun

    This is brilliant, I'm 15 now and Ima put whatever money in it I earn now and get a job at a restaurant and put most/all that into a Roth IRA. I'll update y'all in 50 years

  3. Kasandra Campbell

    Does anyone know if a custodial Roth IRA impacts a child's FAFSA application?

  4. Good Karma

    i have a minor child that i started giving house chores like folding his own launry, pickup leaves in fall season, water plants in spring, does lemonade stand, empty garbage can in his room etc… So far he has save total of about little over $5k. I didn't know anything for having Roth account for a minor until this wk.
    My question is what do I need to proof the IRS how he earned the money ? Thank you!

  5. Koen Masell

    Oh yes easy 3.4 million

  6. Koen Masell

    I’m 15… where am I going to find 5,500 dollars laying around??

  7. Darien Lenderson

    IRAs are stupid illiquid investments. I would not do that to my child. Buy your child a parcel of land or a small house. Save that $5,500 each year til you can buy them a small starter home. 5 years of saving that and you can buy them a small investment property or first home. Do not save to throw your money away on college diplomas and IRAs. Buy them a house with the money you would have spent on their tuition. Let them live in the house and they can pay cash for college.

    We do everything the wrong way in this country because we let government and the media lead us down the path of stupidity.

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