The Best Roth IRA Investments (for long-term wealth)

by | Aug 12, 2022 | Roth IRA | 15 comments

The Best Roth IRA Investments (for long-term wealth)




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It’s a good day when we have a Good Financial Cents subscriber that is interested in ‘tax free money.’

That tells me you are listening and ready to take charge of your life.

Today’s question comes from Aaron:

“I am 28 years old and I keep hearing how much you love the Roth IRA. I am finally ready to get one but I am not sure which will give me the highest return – should I go with a bank or one of those online brokers?”

I would like to point out that a Roth IRA is not an investment, rather it is an investment tool. You are not buying a Roth IRA, you are opening a Roth IRA account and putting investments into that account.

🔎 RESOURCES MENTIONED 👇

Best Places to Open a Roth IRA:

Roth IRA vs Roth 401k:

Roth IRA Rules:

🔖CHAPTERS 👇

00:00 Intro
04:27 Take advantage of those tax free benefits
05:30 Bank or Online broker
07:04 Avoid these types of investments
11:57 Best investments to add to your Roth IRA
14:15 The Blended Approach
18:09 Diversified Stock Approach
19:43 The paycheck stock method
22:24 Get Techie Method
25:23 Buy it like Buffet
26:14 Real Estate in your Roth
28:30 Adding cryptocurrency to your Roth

#rothira #taxfreemoney

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15 Comments

  1. Ergin Artesia

    I'm guessing that since you are talking to an audience looking to go FIRE nlt their 40s, it's ok to you to tell them to go 100% equities .. if it blows up, they have recovery time. But you need to give them a runway, perhaps in a manner similar to bucket but using time instead of spending amounts.. but serious FIRE people walking away need to have a good coverage.. particularly if they are making their $ in the tech industry; where walking away for 5 years will make it nearly impossible to come back in.

  2. Curtis Tatum

    My income is tax free so how should I invest

  3. Mr. Berry

    I like 2 methods in the appreciation growth stage:

    1) Total world diversity
    A) Total USA fund (VTSAX, FSKAX, or SWTSX). 75% allocation.
    B) International fund (VTIAX, FTIHX, or SWISX). 25% allocation.

    2) Aggressive growth
    A) S&P 500 (VFIAX, FXAIX, and SWPPX) at 70% allocation.
    B) Large cap growth (VIGAX, FSPGX, or SWLGX) at 30% allocation.

  4. Ray Weiss

    I realized that the secret to making a million is making better investment. I always tell myself you don't need that new Car or that vacation in Paris just yet and that mindset helps me make more money invest: ng. For example last year I invested 70k in blue chip stocks and crypt0s (with the help of my advisor of course) and made about 380k, but guess what? I put it back and traded with her again and now I'm rounding up close to a million. Delayed gratification always pays off

  5. Chloe Penelope

    Investing in today is priceless because tomorrow isn't promised, trading bitcoin, gold, silver or any other crypto secure a better tomorrow.

  6. Steven Enriquez

    The Market has been pretty bad until today it decided to surge. Everybody was Practically Crying then. It kept dipping. That's what you get when you feel you can navigate the process on your own. Big thank to Hilder Ferguson. I'm not bothered with how bad the Market is because my assests are insured due to her advice and I still receive my profits

  7. God's grace

    I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $960,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.

  8. Michael

    what is the best way to make money from investing in stock and crypto markets

  9. Johnny Circus

    @wealthhacker – Where is the Aristocrat list, for us new arrivals? Thanks, brother- love the channel!!

  10. M Ppppp

    Matthew 6

    Treasures in Heaven

    19 “Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. 20 But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. 21 For where your treasure is, there your heart will be also.

    22 “The eye is the lamp of the body. If your eyes are healthy,[c] your whole body will be full of light. 23 But if your eyes are unhealthy,[d] your whole body will be full of darkness. If then the light within you is darkness, how great is that darkness!

    24 “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.

    Do Not Worry

    25 “Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes? 26 Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? 27 Can any one of you by worrying add a single hour to your life[e]?

    28 “And why do you worry about clothes? See how the flowers of the field grow. They do not labor or spin. 29 Yet I tell you that not even Solomon in all his splendor was dressed like one of these. 30 If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you—you of little faith? 31 So do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ 32 For the pagans run after all these things, and your heavenly Father knows that you need them. 33 But seek first his kingdom and his righteousness, and all these things will be given to you as well. 34 Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.
    U

  11. Patricia micheal

    HELLO, I'M NEW TO CRYPTO AND FOREX TRADING AND I HAVE BEEN MAKING HUGE LOSES TRADING ON MY OWN BUT RECENTLY I SEE A LOT OF PEOPLE EARNING FROM IT. CAN SOMEONE PLEASE GIVE ME A NEW STRATEGY OR AT LEAST TELL ME WHAT I'M DOING WRONG?

  12. Bobby

    You could also just add GBTC into your M1 Roth IRA to get bitcoin exposure.

  13. Clifton Kelly

    Forever grateful to Jennifer Elizabeth Boland, which was able to guide me buy, invest and trade properly, now I make weekly wonderful profits, Retirement looking so good.

  14. Paradigm

    I have $900 to my name…idk how to make it grow.

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