Let’s talk about the three funds you could buy and hold forever. This is a simple investing strategy for a beginner, and it is called the THREE FUND PORTFOLIO – where you buy index funds from the Total Stock Market Index, the Total International Stock Market Index, and the Total Bond Market Index.
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Timestamps:
0:00 – Intro
0:51 – What is the 3 Fund Portfolio?
1:49 – Benefit 1
2:22 – Benefit 2
3:20 – Benefit 3
4:18 – Benefit 4
5:08 – Benefit 5
5:50 – Fund Examples
7:19 – Asset Allocation & Historical Performance
9:40 – Most Common Asset Allocations
10:30 – Rebalancing
12:20 – THE MOST IMPORTANT THING
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Should this three fund portfolio method be used with a Roth IRA or just a normal brokerage account? What if I have a Roth IRA and a normal brokerage how would I go about setting each one up so that it doesn't look the same? or it does not matter?
Stocks and Crypto portfolio beats almost all other portfolios.
The only portfolio that can beat that is a portfolio of private bussinessces that have a potential of going public.
❤❤❤ glad I found you. Love your videos. And something about your voice is calming when I watch these. And I actually can understand you!
Appreciate your breakdown on rebalancing your portfolio. I see it mentioned, but your visual was very helpful.
Where’s the link for the spreadsheet?
Hello what do you think about CW8 ?
What do you guys think of VOO?
Awesome video! So if I were to rebalance my Roth IRA, I would need to pay taxes on the gains even if I never withdrew the money?
Just watched 2 of your videos and immediately subscribed! Great information and love your calm and in-depth delivery! Thank you for making the investment landscape more approachable! I have always been intimidated by it and am learning so much watching your videos.
To obtain financial freedom, one must either be a business owner, an investor or both, generating passive income, particularly ona weekly and monthly basis.that's the keyto living a financially stab
Can you speak to rebalancing a Roth IRA, traditional IRA, and a normal brokerage account along with each's tax implications?
Young investors should stay away from bonds. There is little upside. Stick with equities and cash on hand.
One question I do have is. Would it be worth investing into etfs say on webull. Then also investing in Fidelity in the index funds ?
Very positive review at depressive times. Thanks!
Thanks for your content Bro! It's so awesome to learn about these things. How to find any asset management firms are true and not a scam. For example, Have you heard of Palm alliance management?
Great video!
Ty very much for the video. I didn’t know what to do with a rollover Ira money I just got set up. I have fidelity so this helps a lot. To use that money and make a three fund ira
What are your thoughts on a 5 fund portfolio 20% in each fund. The funds are VTI, BND, VEA, DBC, VNQ?? I've read that this is about as much diversification as you can possibly get.
This is awesome advise. Here in Canada some people follow the canadian couch potato website, which is essentially what you are saying. The typical portfolio is a Canadian ETF, A US, and a "world wide, ex US ex canada". The new ones up here people are getting into are the all in one or asset allocated ETF's which is basically a couch potato portfolio but all in one.
Learn SO much every single time when I'm watching your video. Thank you so much to share your knowledge.
I would say a 4 fund portfolio: VTI, VXUS, Vanguard Bond ETF, SCHD. Atleast imo
High profit margin business then funnel that money into index fund portfolio then take a line of credit to buy apartment complexes for tax write offs and more cash flow. That's what I am trying to build. Scaled to 90 units of real estate.
What is the best time of the year to rebalance my portfolio? Thanks.
lol. Stay away from the stock market !! You tubers are paid by these companies !!!!
I know you covered IRAs before but Robinhood investing app has one now. Could it be worth looking into?
3 fund portfolio especially great for a Roth IRA
What's the difference between VTI and VTIAX?
we stan SWAGX
What would be the equivalent in the uk?
Would you be able to make a video on rebalancing in detail? Whether being in a bull market or bear market matter?
These are very valuable information in investing!
This is why you're #1.
Are VOO and VTI interchangeable? I started with VOO and I don't know if I should change it. I also have VT instead of VXUS? Any idea, people? Thanks!
Always enjoy your videos Humphrey! Thanks!!!!
I like FXAIX.
Bro are you just going to slid in that Jake Paul punch? Haha.
Thank you
Thank you so much for this video! Super helpful to actually see how to rebalance!
Getting back to the basics!! These informational videos you make are super valuable to a lot of people, so keep up the great work! To be fair, I do love your more experimental videos as well, but it's good to have a nice mix.
Can you do a video on IUL policies/accounts!
Me planning on my portfolio to be AGNC, INTC, MO, EDP, and QYLD
So during the middle of COVID I invested in all US funds because the International market was lagging. Should I consider reinvesting some funds into the international market at all? Thanks! Love your content!
Have you looked into M1 finance? They have a rebalancing feature, you should do a review on it.
Excellent video. Great basic advice. Very useful. Thank you.
I would take this and allocate 10% to play around with – dividends, reits, maybe weight a little directly into S&P.
I put $290k into some growth stocks, volatile and digital assets with a planner handling my portfolio. some of my picks are VOO, BRK-A, AAPL, IVV, NYSE, NASDAQ, TSLA, I've gotten 71% return so far this year, I'll see where it goes… fingers crossed
I hold SCHX(50%) VYM(30%) and a handful stocks. HD, CAT, WM, AAPL, MSFT, LOW, TXN and GOOGL. I want a little more than the 3 fund process in my traditional account, but I hold VOO(50%), SCHD(30%) and VBR(20%) in my Roth.