What now. And what’s next?
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This video is an opinion and in no way should be construed as statements of fact. Scams, bad business opportunities, and fake gurus are subjective terms that mean different things to different people. I think someone who promises $100K/month for an upfront fee of $2K is a scam. Others would call it a Napoleon Hill pitch….(read more)
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Banks Are Collapsing… Here’s Why
In recent years, there has been rising concern about the stability of the banking sector. Reports of banks collapsing or facing severe financial difficulties have become alarmingly common. This pattern has raised questions about the underlying reasons behind these failures and what it means for the broader economy.
One of the main factors contributing to the collapse of banks is their exposure to risky assets. Banks often engage in high-risk activities such as lending to individuals and businesses, investing in the stock market, and trading complex financial derivatives. When these risky bets go awry, banks can suffer substantial losses, leading to their ultimate downfall.
Moreover, the 2008 financial crisis exposed the vulnerability of many banks to systemic risks. Inadequate risk management practices, excessive leveraging, and a lack of transparency in complex financial instruments exacerbated the crisis. As a result, banks faced a liquidity crunch, threatening their solvency and leading to a series of failures.
Furthermore, banks often face significant operational challenges and regulatory pressures. Operational risks, such as technological failures or cyberattacks, can disrupt critical banking functions, undermining customer confidence and potentially leading to substantial losses. Additionally, regulatory scrutiny has increased in the aftermath of the financial crisis, imposing stricter capital requirements, stress tests, and regular inspections. Banks that fail to meet these stringent standards may find themselves on the path toward collapse.
Another important factor contributing to the collapse of banks is the impact of economic downturns. During times of financial stress, such as recessions or market downturns, borrowers struggle to repay their loans, leading to a surge in defaults. This can quickly erode a bank’s balance sheet, making it difficult for them to meet their financial obligations. If too many loans go unpaid, the bank’s capital reserves will rapidly deplete, and bankruptcy may become inevitable.
The collapse of banks has significant implications for the broader economy. Banks provide crucial financial intermediation services, facilitating investment, entrepreneurship, and economic growth. When banks collapse, lending dries up, making it challenging for businesses and individuals to access credit. This, in turn, hampers economic activity, leading to job losses, reduced consumer spending, and a downward spiral for the overall economy.
To address the issue of collapsing banks, policymakers and regulators have taken steps to strengthen the banking sector. Stricter regulations, such as the implementation of Basel III, have sought to enhance the resilience and stability of banks. Higher capital requirements, stress-testing methodologies, and improved risk management practices aim to prevent excessive risk-taking and promote long-term stability.
Furthermore, central banks have played a crucial role in managing financial crises and preventing systemic failures. They provide liquidity support to struggling banks through loan facilities or monetary easing measures. These interventions aim to stabilize the banking system, restore confidence, and ensure the continued flow of credit to the economy.
In conclusion, the collapse of banks is a pressing issue with wide-ranging implications for the economy. Factors such as exposure to risky assets, inadequate risk management practices, operational challenges, and economic downturns all contribute to the vulnerability of banks. Policymakers, regulators, and central banks play a crucial role in addressing these issues, working towards a more stable and resilient banking sector.
Cramer is turning into a Sith Lord with age. Also kramer if you're such a genius of investing why the haven't you retired.
Novo bank is currently stealing money directly from their customers.
If this keeps up. I'm pulling a Mr. Krabs and putting all my money in my mattress
Yano i dont even understand half of the things you talk about coffee but honestly its amazing to watch you destroy people that would never have got any recognition ( the real people who deserve tobe destroyed)
At what point do we know we were in the great depression
The problem is that people don't think these banks are risky because they all know they are going to get bailed out by the government. And we justify it by saying the government regulates them so they aren't risky. But then they regulate it by doing stupid things like saying government bonds can count towards liquidity requirements (as if there wasn't a conflict of interest there). And then when the fed raised interest rates which devalue the bonds, we all just accept it like chumps instead of recognizing government regulation had its hand in every aspect of this failure.
Inverse Cramer ETF is the smartest financial decision I’ve ever made
Eeeee
What ever Jim Cramer tells me to buy I sell.
Everything where any kind of interest is involved will lead to Desaster soon or later
brapfall
I'm glad I'm Broke don't gotta deal with this
And just a couple years ago, a certain president signed a bill that would lift restrictions on mid-size banks, allowing them to take on more in assets.
I really think the interest rate is a key item that’s under reported. Had interest rates not raised, and so quickly as a result of the historic spending; that bank would still be in business.
Jim Cramer must be a plant with the purpose of bankrupting everyday people, what makes more sense?
Dunking on Jim Cramer is a national pastime.
inverse kramer rule,
short everything he likes
buy everything he hates
interesting
Man it is wild how many times banks and automotive companies constantly getting bailed out…man…willlddddd. I wonder why we can never get out of debt.
Please look into the Fraud of Kenneth Cordele Griffin from Citadel Securities.
all three start with s. beware of banks that start with s
Theres a infinite amount of cash in the federal reserve
Is it going to be 2007 all over again?
I feel like everything is just big ass gambling … investments = gambling …. trading = gambling …. gambling = gambling …. anything you can think of that promises a return = gambling …. real estate = gambling. am i wrong to think that?
I'm currently reading The Great Crash 1929 by John Kenneth Galbraith
Am I the only one concerned that coffeezilla hasn’t uploaded anything in the last 2 months??
Jim Kramer is paid to be wrong
Its way too much to ask Ceos to go down with their ships.
Devgadhiv add is playing on ur channel… dude he seems biggest scammer too … selling some stupid course
Much worse than Luna though. Credit Suisse’s chart looks like a shitcoin’s.
The inability of a government to hold the powerful accountable will be its demise.
I pumped the stock!
The plutocracy is operating just as a plutocracy is supposed to.
This is a consolidation by the big banks. They are simply killing the competition.
Coffee used to have awesome videos but now that he rarely uploads or even updates his fans I think alot of us are starting to not care/lose interest in him lol … dead channel vibes now lol
This is an economy of professional liars
Note to self: do the opposite of whatever Kramer says
Coffeezilla – have you gone quiet? Hope you're okay.
Buy the opposite of Jim creamer
Isnt it great we the taxpayer who will never have a reason to have more than 250k in any single account will have to cover the cost of rich patrons who made huge risks at a high risk bank getting high interest rates.
This is the collapse of the financial system.
This explains the recent coinbase makerdao deal. 500m in tbills.. is makerdao the next Terra?