Is it possible for a retirement solution to grow your savings based on stock market performance while also protecting it when the market drops? That’s exactly what Fixed Indexed Annuities are designed to do. We’ll introduce you to our new USAA Fixed Indexed Annuity and answer key questions about how they work and why they are so popular. Visit to schedule a call to speak with a retirement specialist. Find out more about USAA’s Fixed Indexed Annuity at …(read more)

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Fixed Indexed Annuities: Grow Your Retirement Savings Worry-free | USAA

As you plan for your retirement, finding safe and reliable investment options that offer steady growth and protection against market volatility is essential. Fixed Indexed Annuities (FIAs) are a powerful tool that can help you grow your retirement savings worry-free, and USAA is a trusted provider of these products.

What are Fixed Indexed Annuities?

Fixed Indexed Annuities are a type of insurance product that allows you to save for retirement with the potential for growth based on the performance of a specific stock market index, such as the S&P 500. Unlike variable annuities, which expose your savings to market risk, FIAs offer a guaranteed minimum interest rate and the opportunity to earn higher interest based on the index’s performance, all while protecting your principal from market downturns.

How do FIAs Work?

When you purchase a Fixed Indexed Annuity, you can choose from a variety of index-linked interest crediting strategies. These can include options like annual point-to-point, monthly sum, monthly average, or a combination of strategies. Each strategy has its own unique way of calculating interest based on the performance of the selected index.

Additionally, some FIAs offer a guaranteed minimum interest rate, providing added security for your retirement savings. This feature ensures that even if the market performs poorly, your savings will continue to grow at a predetermined rate.

Why Choose USAA for Fixed Indexed Annuities?

USAA is a well-respected financial services company that has been serving the military community and their families for nearly 100 years. When it comes to retirement planning, USAA offers a range of products and services to help you achieve your financial goals, including Fixed Indexed Annuities.

By choosing USAA for your FIA, you can benefit from their expertise in retirement planning and their commitment to providing tailored solutions to meet your specific needs. USAA’s strong financial stability and reputation for excellent customer service make them a trusted partner in securing your retirement future.

The Bottom Line

Fixed Indexed Annuities are a powerful tool for growing your retirement savings worry-free, and USAA is a trusted provider of these products. By offering guaranteed minimum interest rates, the potential for higher interest based on market performance, and protection of your principal from market downturns, FIAs can play a valuable role in your retirement planning strategy.

If you’re looking for a safe and reliable way to save for retirement, consider exploring the benefits of Fixed Indexed Annuities with USAA. With their expertise and commitment to serving the military community, you can feel confident in your decision to secure your financial future.