In this episode we answer all of your questions about Roth accounts. We talk a lot about retirement accounts and answer questions about Roth 401(k)s, the mega backdoor Roth, Roth conversions, backdoor Roth IRAs, 457 plans, and lump sum investing. We also take a few minutes to discuss inflation and what to do in times like these when inflation is on the rise. Learn more at
A lot of physicians have questions about locum tenens, and is the place for them to get real, unbiased answers to those questions, basic questions like, “What is locum tenens?” to more complex questions about pay ranges, taxes, various specialties, and how locum tenens works. And then there’s the big question: is it right for you? Go to and get the answers.
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00:00 Introduction
01:19 What To Do About Inflation
06:45 Roth 401(k) vs Roth IRA
12:02 Roth Conversions In Peak Earnings Years
18:22 No More Backdoor Roth IRA?
23:22 403(b) After Residency
26:12 WCI Champions – FREE Books!
30:33 457 Plan vs Taxable
35:52 Lump Sum vs Dollar Cost Averaging vs Periodic Investing
41:32 What If Social Security “Dries Up”?
46:48 Wrap-Up…(read more)
LEARN MORE ABOUT: IRA Accounts
CONVERT IRA TO GOLD: Gold IRA Account
CONVERT IRA TO SILVER: Silver IRA Account
REVEALED: Best Gold Backed IRA
You pay no interest, you (and everyone else no matter what they do or don’t do) still lose purchasing power at 5%. You pay 3% interest on your debt, you’re effectively losing purchasing power at 8%. You’re getting paid zilch.
If the democrats lock the back doors then I will continue to make after tax contributions but invest in total bond instead of total market. And counterbalance with more total market in my taxable account.
Under this proposal in Congress, can you contribute to a Traditional IRA, roll it into Tradtional 401k (if the plan allows) and then convert to Roth 401k (if the plan allows)? Thanks, great podcast and website!