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MUSIC AND LICENSE
Title – From Ashes
Artist – PALA
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“EPIC Financial Strategies” is a trade name referring to EPIC Insurance Services, LLC. All references to “EPIC” contained in this video pertain to EPIC Insurance Services, LLC.
Robert Gill is not in the business of providing investment advice and specifically disclaims any liability, loss or risk incurred as a consequence, either directly or indirectly, through the use of any of the information contained in this video. Also, Robert Gill, in his appearance on various social media platforms, does NOT provide ANY legal, accounting, securities, investment or tax advice, and the opinions he shares are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Robert Gill does not endorse ANY specific investments, financial advisors or securities brokerage firms. Robert Gill is not a securities-licensed professional, financial planner or investment advisor.
The views and opinions of any guests who may appear in the videos on this channel, regardless of whether they hold any securities, advisory or insurance license, are shared for informational and educational purposes only. And whether they originate with Robert Gill or any guest, the views and opinions of persons appearing in these videos should not be considered investment, financial, legal or tax advice. Before making any investment or other significant financial decision, viewers should consult with qualified and licensed professionals, who will assess the appropriateness of the decision in light of each individual’s specific goals, experiences and financial status.

It is possible that certain material facts, including but not limited to legal conditions directly affecting the functions of products discussed herein, may have changed in the time since this video was filmed. Viewers should not assume that such conditions have remained the same in the ensuing period….(read more)

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retirement planning is an important aspect of financial management that everyone should consider. It involves setting aside funds and investments to ensure a comfortable and secure retirement. Whether you are just starting your career or are nearing retirement age, it is never too early or too late to start planning for your golden years.

One of the key things to know about retirement planning is the importance of starting early. The earlier you start saving and investing for retirement, the more time your money has to grow. This can make a significant difference in the amount you have to live on during retirement. Even small contributions made consistently over time can add up to a substantial sum.

Another crucial element of retirement planning is determining how much you will need to live comfortably in retirement. This will depend on various factors, including your desired lifestyle, future expenses, and inflation rates. It is important to consider these factors when setting your retirement savings goals. A financial advisor can help you calculate how much you need to save each month to reach your target retirement income.

Investing is a key component of retirement planning. When it comes to investing for retirement, it is essential to diversify your portfolio to reduce risk. This means spreading your investments across different asset classes, such as stocks, bonds, real estate, and cash. Diversification can help protect your investments from market fluctuations and potentially increase your long-term returns.

It is also important to review and adjust your retirement plan periodically. Your financial goals, lifestyle preferences, and market conditions may change over time, and your retirement plan should reflect these changes. Regularly reviewing your retirement plan and making adjustments as needed can help ensure that you are on track to meet your goals.

Finally, it is essential to consider additional sources of retirement income, such as Social Security benefits, pensions, and other retirement accounts. Understanding how these sources of income factor into your overall retirement plan can help you make informed decisions about your savings and investment strategies.

In conclusion, retirement planning is a critical aspect of financial planning that should not be overlooked. By starting early, setting realistic goals, investing wisely, and periodically reviewing and adjusting your plan, you can work towards a comfortable and secure retirement. Consulting with a financial advisor can help you develop a personalized retirement plan that meets your individual needs and goals. Remember that it is never too early or too late to start planning for your future retirement.