What Happens to My Spouse if I Pass Away Before Claiming Social Security?

by | Oct 11, 2023 | Spousal IRA | 25 comments




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Write an article about If I Die Before Taking Social Security What Happens to My Spouse in English

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25 Comments

  1. Bob B

    If I Die Before Taking Social Security What Happens to My Spouse – She lives

  2. Rob W

    Josh, I hope you weren't really serious about that nuclear war comment. Surprising coming from you, as you're a nuclear energy fan as I am, and know the awesome power of splitting uranium atoms. Hurricanes are quite different…its power is diffuse and spread out over its life of weeks, whereas the power of nuclear weapons happen instantaneously. Hurricanes don't spread deadly radiation or cause nuclear winter. You only need to look at Hiroshima/Nagasaki to see what damage can be done…and those nukes were like firecrackers compared to the power of today's nukes. As a matter of fact, I would venture to say that just a few multi-megaton nukes targeted correctly would not kill everyone in the US obviously, but would end life as we know it for a very long time, almost completely destroying the country's infrastructure. Perhaps you never heard this quote:

    “I do not know with what weapons World War III will be fought, but World War IV will be fought with sticks and stones.” – Albert Einstein.

  3. David Dowd

    I'm not the sharpest knife in the box. This video came across as disorganized, thus leaving me confused.

  4. Imaghost !

    My wife just retired after 33 years as an Elementary School Teacher. If I die tomorrow she gets ZERO of my SS. Even though I have contributed for over 45 years now. What BS is this WEP ( Windfall Elimination Program) So the Government just steals my Contribution and gives it to someone else Total Garbage !

  5. Brad Mangas

    ssa.gov indicates survivor benefits to be paid to surviving spouse at surviving spouses "full retirement age". Not immediately upon the other spouses death. Is that correct?

  6. Thomas Faulkner

    Hurricanes are over in a short time frame where nukes with radiation last decades, just ask Nagasaki and cheranoble.

  7. Bryan P. Allen

    @heritage wealth planning Josh can you do a video on what happens, rules, best strategy when husband dies before 62, with 35 years earnings, and wife has no or very low earnings history. My impression is she can file and get what he would have been entitled to at his FRA if she waits till her FRA. If she files earlier she gets a reduced amount of his FRA.

  8. John D

    My wife died of terminal cancer at age 52, She collected SS of 4 months. I did not get any survival benefit. That was 12 years ago. I wonder if I could collect any retroactive.

  9. brian worst

    Jack and Diane. John Cougar Mellancamp.

  10. Firoz Jivanjee

    Hi Josh

    Recently viewing your videos and subscribed.

    If I am 60 now and take FRA at 67, znd live ofif my IRA withdrawals til FRA :
    Does Social Security add zeros (0 ), Iif I don't work at all for next 7 years/ no in c one , I have been told they will add zeros for next 7 years and that will reduce my benefit from 67 till death. Is that true and by how much as I worked for 30 years ?
    Thanks
    Firoz

  11. Lawrence Phillips

    Do you also get the COLA on top of the 8% from 67 to 70.

  12. dutch conrad

    Wrong, survivor benefits are fixed on fra. Not on delayed benefits

  13. Brent in Bayou City

    John Mellencamps song is Jack n Diane, from 1983!! What a decade the 80s were!

  14. John Scott

    Jack and Diane

  15. David Fairchild

    Hurricanes last days. H-Bombs last milliseconds. It's not about total force. It's about change in force over time.

  16. larriveeman

    Does it matter at what age Diane starts to take the survivor benefit, is there a penalty if she takes it before FRA

  17. T Powell

    Why was I under the belief that if you collect on the spousal benefit if your spouse dies prior to him claiming it, and you are not 67 that it will be reduced? Am I wrong

  18. Brian Galipeau

    Squirrel, squirrel !!!!!

  19. jimk59

    Focus Josh!

  20. The Nurse Artist

    We like your brain too. Carry on, Captain.

  21. Jalane Locke

    I thought the most a spouse could get as survivor benefit is what the spouse makes at full retirement age? (ie if spouse/husband is 70 and dies, other spouse/wife could only get survivor $$ of whatever the spouse's SS was at 67) Not right?

  22. The Nurse Artist

    Another questions of ours answered! Thanks Josh!

  23. Ed in North Carolina

    I remember nuke training back in the Cold War, we were taught that the biggest surprise for most people would be that they had survived. The Soviet missiles were only accurate to 10 miles–Bill Clinton had not given away guidance technology to the Lippo Group yet.

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