What Is the Penalty for Taking a Distribution From a Simple IRA Held for Less Than Two Years?. Part of the series: IRA & Investment Tips. Taking a premature distribution or rollover have some penalties associated with them that you’re going to need to keep in mind. Learn about the penalty for taking a distribution or rollover from a simple IRA held for less than two years with help from a professional public speaker and radio personality in this free video clip….(read more)
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