Learn how to have a prosperous career and retirement with us. Don’t leave your future to chance. The only great opportunity is one that you act on. The best time to start saving was yesterday.

📢The Financial Architects – Did You Know:
7 in 10 Americans have NO retirement plan & 1 in 2 Americans are NOT COVERED with life insurance
The best time to start saving for your retirement was yesterday, the second-best time is NOW.
6 out of 10 people live with at least one critical illness, such as a heart attack, stroke, cancer, or kidney failure. Nearly 7 in 10 Americans have nothing written for retirement.
39.5% of Americans Will be diagnosed with cancer during their lifetime.
31% of people diagnosed with cancer will live and be left with unbearable medical bills.
Medical debt is the leading cause of bankruptcy and foreclosure.
A stroke occurs every 40 seconds in the United States.
A person dies every 36 seconds of heart disease. A heart attack occurs every 40 seconds.
One in 4 U.S. adults – 61 million Americans – will have a disability that impacts major life activities, according to the CDC
Did You Know: 46% of employers do not have an employer-provided retirement plan.
71% of Americans 70-plus are worried their Social Security will run out.
Nearly 3 in 4 Americans plan to continue working after claiming Social Security benefits.
4 in 5 Americans state they lack retirement planning basics on how to be financially secure.
Small businesses are responsible for nearly 60% of the jobs in the country- sadly many of them do not have a Succession Plan covering them.
Did you know there is a new type of Life insurance that has living benefits- to help you live and you don’t have to die to use your benefits?
Don’t leave your family’s future up to chance. Contact our team today for your free Financial Blueprint so we can ensure you and your family are covered.

📲(888) 350-5396 text or call us
email: info@tfainsuranceadvisors.com
Information to keep you educated and empowered!

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LEARN MORE ABOUT: IRA Accounts

TRANSFER IRA TO GOLD: Gold IRA Account

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As you approach retirement age, one of the most important decisions you will need to make is what to do with your retirement accounts. Many people choose to rollover their retirement funds into their own individual retirement accounts (IRAs) to gain greater control over their investments and potentially reduce fees. But when is the right time to make this move?

If you are nearing retirement age and are still working for an employer, you may be able to perform a rollover while still employed. This is known as an “in-service” rollover, and it allows you to move funds from your employer’s retirement plan directly into an IRA while keeping your current job. However, not all employers offer this option, so be sure to check with your HR department to see if it is available.

Another factor to consider is your retirement income needs. If you anticipate needing to make withdrawals from your retirement funds in the near future, a rollover to a traditional IRA may not be the best option. This is because traditional IRAs are subject to required minimum distributions (RMDs) starting at age 72, which means you will be required to withdraw a certain amount each year, regardless of whether or not you need the money.

On the other hand, if you are still several years away from retirement and have a 401(k) or other employer-sponsored plan, you may want to consider rolling over your account into an IRA now. This can give you greater flexibility and control over your investments, and may offer lower fees and better investment options than your current plan.

One thing to keep in mind when considering a rollover is taxes. If you have a traditional 401(k) or other pre-tax retirement account, you will need to pay taxes on any withdrawals you make from the account when you reach retirement age. In contrast, Roth IRAs and Roth 401(k)s offer tax-free withdrawals, making them a popular choice for those who anticipate being in a higher tax bracket in retirement.

Ultimately, the decision to rollover your retirement account into an IRA will depend on your individual circumstances, including your retirement income needs, investment goals, and tax situation. Be sure to consult with a financial advisor or tax professional before making any major decisions about your retirement savings.