Which regional bank will be the next to fail?

by | Dec 13, 2023 | Bank Failures | 30 comments

Which regional bank will be the next to fail?




Alexander Yokum of CFRA talks about the impact of regional bank failures on earnings for the industry. He’s on “Bloomberg The Open.”

Follow Bloomberg for business news & analysis, up-to-the-minute market data, features, profiles and more:
Connect with us on…
Twitter:
Facebook:
Instagram: …(read more)


LEARN MORE ABOUT: Bank Failures

REVEALED: Best Investment During Inflation

HOW TO INVEST IN GOLD: Gold IRA Investing

HOW TO INVEST IN SILVER: Silver IRA Investing


As the COVID-19 pandemic continues to wreak havoc on the global economy, many industries are feeling the strain – and the banking sector is no exception. With the potential for further economic downturn and financial instability, investors and financial analysts are keeping a keen eye on regional banks, speculating on which one may be the next to fail.

Regional banks are often considered more vulnerable to economic downturns due to their reliance on local markets and smaller customer bases. Additionally, these smaller banks may not have the same financial reserves and resources as their larger counterparts, making them more susceptible to failure in times of crisis.

So, which regional bank could be the next to fall victim to the economic turmoil caused by the pandemic? While it’s impossible to predict with certainty, there are a few factors that analysts are considering.

First and foremost, banks with a heavy exposure to industries hit hardest by the pandemic, such as retail, hospitality, and small business lending, are at higher risk. The recent wave of business closures and job losses has put significant strain on these sectors, and the banks that have financed them may be feeling the effects.

See also  Unprecedented Levels of Play: The Shocking Reality of Insane Bank Bailouts

Additionally, banks with a history of poor asset quality or risky lending practices may also be in danger. If these banks were already teetering on the edge of solvency before the pandemic hit, the current economic turmoil could push them over the edge.

Lastly, geographic location may also play a role in determining which regional bank is most at risk. Areas with higher rates of COVID-19 cases and stricter lockdown measures are likely to see more severe economic impacts, which could in turn affect the local banking industry.

While the future of regional banks remains uncertain, it’s important to note that many of these financial institutions have taken steps to fortify their balance sheets and weather the storm. The federal government has also provided relief to banks in the form of stimulus programs and regulatory leniency.

Ultimately, only time will tell which regional bank will be the next to fail. However, one thing is for certain – the COVID-19 pandemic has brought significant challenges to the banking industry, and the repercussions are likely to be felt for some time. Investors and customers alike should stay informed and vigilant as the situation continues to develop.

Truth about Gold
You May Also Like

30 Comments

  1. @karenredding9439

    What happens to all the Direct Express customers who have their Social security money deposited to the Direct Express M/C owned by Comerica Bank?

  2. @jimmyboy2844

    Nobody in their right mind ever keeps money in the bank! This is why there is nopanic! This time, let them go under! Like the last buggy whip maker!

  3. @Jesus.Eternal

    Do you ever feel like you’re all alone and no one cares about you? I want you to know something: you’re not alone. God cares about you. God loves you, and you don’t have to ever be lonely again.
    "For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life". (john 3:16)

    For Jesus says "we are worth more than sparrows" (Luke 12:7). Now, in order to remove this pain and emptiness we need to follow Jesus… and he’s just a prayer away. You can just pray a prayer like this:  'Father God, I want you to come into my life. Forgive me of my sins. I want to start this relationship with you now. Amen'.. If you’ll pray a prayer like that, God will hear it.

  4. @kevinansley2087

    Isn't there 700+ about to pop? Why are we listening to clueless "experts") who are only experts in their own mind…

  5. @eriktopolsky8531

    Are you kidding me It is not over, its only beginning… Sleepy Joe also said US Banking was safe and sound before 2 more bank went to heaven…Dont worry SLEEPY JOE WILL PROTECT THE BANKS

  6. @bdb3350

    Banks are on;y paying tenths of a percent on checking and savings while they whack borrowers at 7+-%. If banks paid at least 1% preferably 4-5 % on savings then more people deposit and keep what few extra bucks they have in the bank and the banking industry would be much better off.

  7. @guineveregruntle6746

    First Horizon (TN) and ServisFirst Bancshares (AL) are around 100% loan to deposit ratios. I imagine those organizations are sweating this environment.

  8. @robc8468

    Comerica was origionaly a metro Detroit bank founded in 1849. They decided to more or less abandon Michigan change their name to "Comerica" to avoid the "stigma" of a Detroit based bank and mostly moved to Texas in the late 1980s and also put branches in Florida and California. Customer service was never very good and when I settled my mother's estate in 2006 I closed the her accounts immediately and moved the money to a more user friendly bank in West Michigan. Anyone who is unfamiliar with Comerica customer attitude it is about the same marginal customer experience you would get from Bank of America or 5/3rd bank..

  9. @skeptick6513

    Is the data on whos borrowing what from the feds special program publicly available to get a sense of who is struggling with deposit flight?

  10. @Marc816

    All of them.

  11. @parrish8386

    It was a very bad decision to remove the Glass-Steagall Act in the late 1990s, which led to the spectacular failure of huge banks during the financial crisis of 2007–2008. To prevent another disaster, Dodd-Frank and this statute both need to be reestablished right away. What happened with SVB is only the beginning of what will happen if nothing is done to address the current situation.

  12. @shamsham1983

    We didn’t created the Covid-19 and start printing more money. Millions died .. so please take all the money from Pfizer..

  13. @jamesboland1499

    Many depositors now getting "FDIC" over deposit letters, advising the to move their cash if they want full protection. What else do they need to be woke to the fact rates have gone up 5 points the last 9 months?

  14. @jamesboland1499

    Why are these banks so poorly managed that they can manage their spreads? It's basic economics, are these banks run by incompetents and shareholders get what they deserve? And how did these incompetents manage to get in positions of power to do such harm? Woke=Broke

  15. @ryanpatrick4920

    two or three regionals should try to merge, to become a big bank like Bank of America and Wells Fargo.

  16. @andrewharvey7667

    move money to 3 month T bills / bonds offering over 5% banks need to offer higher interest for savings

  17. @user-rp9rr4xp3c

    Honey Siegal Stober; United States dissolved. I was present CV98-11374 deposition of R spouse December 7, 1999. Q. Do you hold stock in a company known as Zenadev? Z-e-n-a-d-e-v? MR. FRANKS: Let's back up for clarification. The United States means not the United States or Canada MR. COOK: Or Mexico.

  18. @ChosenOne6666

    Thanks Trump for the Deregulation Bank Act of 2017 that YOU signed in office. You are the super genius and forecasted the collapse.

  19. @rmelnyk3986

    Banking situation is as follows: The problem is Biden gives away money faster than it can be printed. Do you have any idea how long it takes to print 7 trillion dollars?

  20. @anissatalbi5420

    All by design by the FED.
    Less banks =more central power and control required to launch CBDC.
    Don't be fooled!

  21. @fernandovalle_lovemylife

    I'm not worried cus the money leaving regional banks is staying in the USA by either moving to another bank or money market fund

  22. @bigpicturethinking5620

    It’s all over. Tell your friends and family you love them

  23. @praveenspike

    Any regional banks have assets till $50 billion will not fail for now.

  24. @onebridge7231

    US Bank and Huntington Bank are at risk it appears as well. Credit Unions?

  25. @oaba201

    Watch these Banks that are failing PackWest, Western Alliance, Zions, Comerica, KeyBank

  26. @hamm24

    I'm so proud of President Joe Biden and stand behind the Democrat party stronger now than ever before ❤❤❤

U.S. National Debt

The current U.S. national debt:
$35,866,603,223,541

Source

ben stein recessions & depressions

Retirement Age Calculator

  Original Size