Whole Life vs Qualified Plans (401k/IRA/…) | IBC Global, Inc

by | Dec 28, 2022 | 401k | 1 comment

Whole Life vs Qualified Plans (401k/IRA/…) | IBC Global, Inc




Timestamps:
01:17 Funding Comparison
01:54 Both Tax Deferred
02:37 Yield Comparison
04:35 Access Comparison
06:09 Loan Comparison
07:27 Loan Repayment Comparison

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1 Comment

  1. Eugene Murray

    I'd like to also see a comparison between Whole Life and Roth IRA / 401(k) plans. Also, a consideration of self-directed Roth IRA plans would be useful. How might one allocate among these plans? A Roth 401(k) could be rolled over into a self-directed Roth IRA. One consideration is that the life insurance component of Whole Life allows one to "buy" an estate up front. Also, borrowing against a Whole Life policy's cash value is a differentiating feature. It would be great to see a large matrix comparing all the ins and outs of these plans.

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