I go over how you can get started with investing in the stock market simply and easily. Perfect guide for beginners, or anyone looking to brush up on their investing knowledge.

📌 Subscribe for Weekly Videos:
► Get $10 of Free Stock of your choice on the Public Investing App ➭
► Robinhood (get a free stock!) ➭
► Get 2 Free Stocks on WeBull (valued up to $1850 when you deposit $100) ➭
► Patreon + See What I Invest In ➭
► Coinbase (Get $10 in free Bitcoin) ➭
► Join the Discord Community ➭

Timestamps:
0:00 – Start Here
1:00 – Before You Start
2:51 – Determine Your Investing Style
4:28 – Types of Brokerages
5:34 – What are Robo-Advisors?
6:33 – Types of Accounts
7:37 – Types of Investments
11:25 – Determine Your Risk Tolerance
12:05 – Example of a Beginner Investing Strategy
12:45 – Conclusion

Before you start, you wanted to have your high interest rate debt paid off and an Emergency Fund established. This is a fund that’s held in cash within a savings account, and this is simple – if you lose your job or if you get into an accident, you’ll have a fund that covers those unique situations and you won’t have to sacrifice your investments to pay for it.

Ok, once you have your basics out of the way, this is when we start getting into questions about what your investing style is going to be like.

Passive investors are usually characterized with getting rich slowly, don’t have the time to actively manage your investments, and you might be on the more risk averse side.

Active investors might be someone who wants to make a living off of investing in the stock market, or trading in the stock market. Most active investors pick investing as a career.

Then… it’s time to choose a Brokerage.

Traditional: Fidelity, Schwab, Merrill Lynch, Citi Financial, Morgan Stanley, etc – these are full service brokerages that can assist you with more than just investing in stocks.

Then there are discount brokerages, usually that come in an app form, such as Robinhood, WeBull, Public, M1 Finance, TD Ameritrade, etc. These are all apps or platforms that are designed to give you access to investing and be “cheaper in fees” compared to the full service ones.

Lastly there’s a new class of brokerage called a robo-advisor, these are your Wealthfront and Betterment, and Acorns of the world – A robo-advisor is a hybrid of the full service and discount brokerage – they charge a very small fee compared to a full service brokerage, but instead of a financial advisor you get an algorithm that helps you invest – often times these are really great choices for passive investors

Within a brokerage, you can either go with a retirement account or what’s known as a Taxable Account.

But what do you actually invest in?

If you are a passive investor, there are certain types of investments that are well suited for that, for example Index Funds or ETFs.

ETF are a simple, low cost, and effective way to diversify your investment across many different stocks or companies by buying that one fund.

An example of an investment that an ACTIVE investor would invest in, would be for example an individual stock.

You should always assess your risk level. Here’s a questionnaire from Vanguard you can use:

A good investor is always trying to figure out the best risk/reward ratio for their own situation.

There are a lot of investment strategies out there, but I at least wanted to share with you one Beginner Strategy of investing for the passive investor that I talked about earlier and that is A three fund portfolio: that consists of buying 3 basic asset classes in the form of an index funds: one for total domestic stock market, one for international, and one for a bond fund.

📧 Contact: If you have a question feel free to leave me a comment on my videos or follow me on IG and send me a DM! If you have a business related inquiry, please then send me an email at humphreytalks@gmail.com

Disclaimer: I am not a financial advisor, any investment commentary are my opinions only. Some of the products and services that appear on this channel are from companies that I have an affiliate relationship with, such as Robinhood, for which I recieve a small percentage made via those links, but it doesn’t cost you anything extra!

📷 Instagram:
📲 Tik Tok:
🐪 My FREE Newsletter ➭ …(read more)

LEARN MORE ABOUT: IRA Accounts

CONVERT IRA TO GOLD: Gold IRA Account

CONVERT IRA TO SILVER: Silver IRA Account

REVEALED: Best Gold Backed IRA

If you’re looking to start investing and don’t know where to begin, you’re in the right place. Investing can seem like a daunting task, especially for beginners, but with the right knowledge and guidance, it can be a rewarding and profitable endeavor. In this article, we’ll provide you with a full beginner’s guide on how to start investing in 2022.

1. Set your financial goals: Before you start investing, it’s important to establish your financial goals. Determine why you want to invest, whether it’s for retirement, buying a house, or simply growing your wealth. Having clear goals will help you make informed investment decisions.

2. Educate yourself: Investing can be complex, so it’s important to educate yourself before diving in. Read books, take online courses, and follow reputable financial websites and experts to learn more about investing basics, different types of investments, and how the stock market works.

3. Create a budget: Before you start investing, make sure you have a solid financial foundation. Create a budget to track your income and expenses, pay off high-interest debts, and build an emergency fund. Investing should come after you have taken care of your essential financial needs.

4. Start with an emergency fund: Before you start investing, make sure you have an emergency fund in place. Aim to save three to six months’ worth of living expenses in a high-yield savings account to cover unexpected expenses and emergencies.

5. Choose the right investment account: There are several types of investment accounts to choose from, such as individual retirement accounts (IRAs), employer-sponsored retirement accounts like 401(k)s, and taxable brokerage accounts. Consider your investment goals and tax implications when choosing the right account for you.

6. Start with low-cost index funds or ETFs: For beginners, it’s often recommended to start with low-cost index funds or exchange-traded funds (ETFs) because they offer diversification, low fees, and are easy to manage. These types of investments track a specific market index, such as the S&P 500, and can provide steady returns over time.

7. Diversify your portfolio: Diversification is key to reducing risk in your investment portfolio. Spread your investments across different asset classes, industries, and geographic regions to minimize the impact of market fluctuations on your overall portfolio.

8. Stay consistent and patient: Investing is a long-term game, so it’s important to stay consistent with your contributions and be patient with market fluctuations. Avoid trying to time the market and focus on building a well-diversified portfolio that aligns with your financial goals.

9. Monitor your investments: Regularly review your investment portfolio to ensure it aligns with your financial goals and risk tolerance. Rebalance your portfolio periodically to maintain your desired asset allocation and make adjustments as needed based on market conditions.

10. Seek professional help if needed: If you’re feeling overwhelmed or unsure about investing on your own, consider seeking advice from a financial advisor. A professional can help you create a personalized investment plan, address your concerns, and provide guidance on how to achieve your financial goals.

Starting to invest can be intimidating, but with the right approach and mindset, it can also be a rewarding experience. By following these tips and staying informed, you can set yourself up for financial success in 2022 and beyond. Remember, investing is a journey, so be patient, stay disciplined, and enjoy the process of growing your wealth over time.