Heres another Vanguard Portfolio update 2022! Let’s see how my stocks and shares ISA with Vanguard UK is performing, the last vanguard portfolio update i did on this channel was back in Novembers when my stocks and shares rates of return was over 11%. Since then the market volatility of January has seen my Vanguard UK portfolio rate of return drop to just over 4%.
Vanguard UK is a market leading investment platform, Vanguard index funds are outstanding selection of high-quality, low-cost mutual funds and ETFs, making them perfect for beginner or long term investors.
1. Vanguard LifeStrategy 80% Equity Fund – This particular Vanguard Lifestrategy fund will allocate 80% of its capital on equities, and the balance on bonds. This Vanguard portfolio is made up entirely of Vanguard funds.
2. Global Emerging Markets Fund – If you have a slightly higher appetite for risk, then you might want to consider Vanguard Global Emerging Markets Fund. As the name suggests, this Vanguard fund focuses most of its efforts on the emerging markets and includes China (31.4%) & Taiwan (12.4%).
The fund also gives you exposure to bonds issued in Korea, India, Russia, Hong Kong, and Brazil.
3. FTSE ALL-WORLD UCITS ETF (VWRL) – This Vanguard Index Fund uses the FTSE All-World Index. This “measures the market performance of large- and mid-capitalisation stocks of companies located around the world. It includes approximately 2,900 holdings in nearly 47 countries, including both developed and emerging markets. It covers more than 90% of the global investable market capitalisation.”
4. VUSA – S&P 500 UCITS ETF – This Vanguard Index Fund contains 500 large-cap firms that are listed on either the New York Stock Exchange or NASDAQ. In the 9+ decades that the S&P 500 has been in operation, it has returned average annualised gains in excess of 10%. This Vanguard index fund weights its portfolio based on the market capitalisation.
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Vanguard Portfolio Update 2022 | Stocks and Shares ISA
Vanguard, one of the world’s largest investment management companies, offers a wide range of investment options, including stocks and shares ISAs. As we head into 2022, many investors are looking for updates on Vanguard’s portfolio and how it may impact their own investment decisions.
Vanguard’s approach to investing is guided by their core principles of low costs, broad diversification, and a long-term view. With these principles in mind, let’s take a look at some of the key updates to Vanguard’s portfolio for the upcoming year:
1. Focus on ESG Investing: Environmental, Social, and Governance (ESG) factors have become increasingly important to investors, and Vanguard is no exception. In 2022, Vanguard is expected to continue integrating ESG considerations into their investment strategies, providing investors with options to align their investments with their values.
2. Expansion of Index Funds and ETFs: Vanguard is known for its wide range of low-cost index funds and exchange-traded funds (ETFs). In 2022, investors can expect to see continued expansion of these offerings, providing more opportunities for diversified, low-cost investing.
3. Emphasis on International Markets: As the global economy continues to evolve, Vanguard is likely to emphasize the importance of international diversification in its portfolio. With economic growth and investment opportunities outside of the United States, Vanguard may increase its focus on international stocks and bonds.
4. Innovation in Technology: Vanguard has been at the forefront of using technology to improve the investor experience, and this trend is expected to continue in 2022. From digital investment platforms to advanced data analytics, Vanguard is likely to introduce new technological innovations to make investing more accessible and efficient for their clients.
5. Continued Commitment to Investor Education: Vanguard has always placed a strong emphasis on investor education, and this is expected to continue in 2022. From informational resources to online seminars and workshops, Vanguard is committed to helping their investors make informed decisions about their portfolios.
For investors considering a stocks and shares ISA with Vanguard in 2022, these updates offer a glimpse into the company’s investment philosophy and potential opportunities for growth. With a focus on low costs, broad diversification, and a long-term view, Vanguard’s portfolio updates may present new possibilities for investors looking to build a well-rounded investment strategy.
As always, it’s important for investors to conduct their own research and consider their individual financial goals and risk tolerance before making any investment decisions. Consulting with a financial advisor can also provide valuable insight and guidance when navigating the world of investing.
In conclusion, Vanguard’s portfolio updates for 2022 are geared towards providing investors with a wide range of investment options, a focus on ESG investing, and continued emphasis on low costs and broad diversification. For investors looking to open a stocks and shares ISA with Vanguard, staying informed about these updates can help in making well-informed investment decisions for the year ahead.
Only the king's survived despite the economic inflation. I'm so happy l have been earning $60,000 return from my $7,000 investment every 14days of trading. Thanks Mrs Deborah
New sub!
May i ask why you choose 3 funds? I thought Lifestrategy was already a diversified fund so why add the s&p and the vwrl?
Hi, currently i'm contributing to my work pension and also investing in a stocks and shares isa on trading 212 here is my porfolio breakdown.
Any help or advice is appricated.
VUSA – Vanguard S&P 500 ETF (51.5%)
VWRL – Vanguard FTSE All-World (17.73%)
EQQQ – Invesco EQQQ NASDAQ-100 GBX (12.83%)
VHVG – Vanguard FTSE Developed World (10.43%)
VFEM – Vanguard FTSE Emerging Markets (7.5%)
Hi Helen, thanks for your videos. I've noticed that VWRL and VUSA are both maintained in $USD and the tax status is "Germany, UK reporting" according to the Vanguard website information on the ETFs. Does this have any negative impact on UK investors due to currency changes or post Brexit?
Thanks for sharing. Just one comment, hope you don’t mind. Your funds are highly correlated with each other, (they move in the same direction ), therefore don’t offer you any diversification. VWRL already has exposure to EM and US equity. Just sell EM+ VUSA, keep VWRL. You’re returns will be better. For true diversification you’ll need bonds, reits, commodities or gold. Best of luck.
Hey, you mentioned that you put £300 every month… is it possible to put maybe £100 per month into your vanguard account and accumulate it until your ready to buy a specific fund?
My two
centspence is if you're young (as this women clearly is) and you are investing for the long term be 100% or thereabouts a stock index funds (VOO as an example) is a great choice. Remember: Short term volatility. Long term growth.Hell I'm only a mechanic what do I know?
Everyone walking around doing that V sign thinking there elite they've robbed use all why do you think they've been advertising a lot recently so they can get a load of new investors and rob them
I'm a dedicated ETF journalist and I'm a big fan of the Vanguard platform for accessing LifeStrats. For ETFs I actually use the Trading212 ISA platform as I doesn't charge annual fees (currency conversion and securities lending revenues). In that account, I invest across more than 30 funds 🙂
Came across your video, good to see that you are invested in Vanguard funds, your idea of staying with 3-4 funds is right, the more simple it is, the better, you don't really need more than 4 funds in your life.
Also, what i would suggest is that, try to look for 1 Small cap growth fund index ( it can be active or passive, but i suggest passive, such as VBR or AVUV for the active ), why do i recommend a small cap value fund, it's because over the long term, it is very powerful combined with the S&P500 portfolio, and it really enhance your portfolio over the long term.
If you do have time, please look up Paul Merriman and look for the video titled "20 Things You Should Know About Small-Cap Value", This will definitely open up your eyes on how powerful small cap is.
Good luck!!
I'm 35 hope I'm not to late .
Thanks for your video. Have never invested and want to, but think I might wait before setting up a Vanguard ISA until things settle down a bit.
Thanks for sharing your portfolio, for a starter, have you considered a single fund?
I think when starting out there is no need to diversify amongst three funds.
Great video Helen, interesting to hear your update! Nice range of funds, big fan of the funds that Vanguard offer, personally I use the All Cap!
Youre really easy on the eyes.
what is wrong with all the passive index investors investing in 10 overlapping index funds.
I appreciate these videos. Teaching me quite a lot keep them coming
Excellent video,very well done. I switched my account from long time investment firm Morgan Stanley ( the charges were extremely high) to Vanguard in December 2021. So Vanguard is still something even I am getting used to. Hope to keep in touch so that may e we could bounce some ideas back and forth to make some real cash.
I prefer to adjust my asset allocation by buying whatever seems good value, like grocery shopping. So I am overweight Japan as it is historically cheap. US stocks, bonds and housing seem to be in a bubble. Morningstar and Vanguard’s 10 year outlook suggest poor US returns from current valuations. I’m awaiting reviews of Starlight’s trading platform. I think that’s what it’s called. If US equities fall to reasonable valuations I shall buy some quality growth stocks. Meanwhile I put some money into a China ETF. India seems overvalued so I didn’t buy a generalist emerging market fund.
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Just a message of advise for new UK investors. If you're between 18-39 years old and haven't already- open up a lifetime ISA instead of a stocks and shares ISA. You get 25% ( up to 4k) from the government per year (e.g. you put in 4,000 over 12 months) and the government will add 1,000. That means without doing anything, you're already 25% up each year which smashes any index fund on vanguard. Plus you can then take the total 5,000 and put it into index funds/stocks. So you're already 25% up and you can get the additional growth from an index fund….
First of all, don't compare yourself to other financial YouTubers in terms of amount invested. You're on the right path so just keep going.
As others have said, your choice of funds has a lot of overlap, so LS 60, S&P 500 and All World are all heavily slanted towards the US. I choose to just invest in the S&P personally, but if I wanted to derisk I would just go for All World. Or I could build a global portfolio myself with slightly less fees using a combination of S&P, Emerging Markets, FTSE etc. Like you said at the beginning of the video though, investing is all about keeping things simple. Hope this helps!
Hey, thanks for the information. It's been really useful.
I have a couple of questions for you (and anyone who reads this).
Does buying vanguard through 212 make any difference to buying them direct from vanguard? Price/profit over time.
And
If you were to invest 20k a year into your isa, would you invest it at the start of the year in April or say invest 5k every 3 months?
Rough with the smooth. Dont keep looking for positive vids on youtube about stocks etc. Everything in life has its ups and downs
Interesting holdings why such a big tilt on USA? VWRL is 60% USA, Life strategy 80 is about 40% USA stocks of the total investment. I feel like you double buying loads of the same companies in different funds at the same weighting? You could argue you need more geographic diversification here? EM stocks are cheap why stop buying?
If you're going for growth – Lifestrategy 100 especially if in a SIPP and you're far from retirement or less risk averse. For an ISA -ETF's …and if you have a SIPP put any returns from non-accumulation ETF's into it for the tax relief bump up. Also, if you have a sizeable enough SIPP/funds in Vanguard the account fee is capped so, effectively you're just paying e.g. 0.22% for your ISA's and any contributions. I use LS 80 and 100 with roughly equal amount in both but, 100 has suffered much less even though it has no bonds.
Thank you so much for this video. I'm new to investing with Vanguard and this video is the first of so many i've watch that explains how my investment works, especially around agains and the cash pot. i've set up a direct debit for each of my investments so i don't forget to put something aside monthly. Thank you
I've 2k in my vanguard portfolio. I'm down 6%. Lifestrategy Fund & Asia Pacific ex-Japan. Holding them for the long term though.
My Vanguard ISA has been mostly red since Christmas and is down -7.62% overall…I guess that we just have to ride the rough with the smooth but it does feel like a long ride!
Thanks for the video. I am also with Vanguard but would be interested in seeing a video comparing other isa platform providers as 5th April approaches.
Don't panic. Ride it out.
Thanks for this video, so interesting to see what other people are investing in, I also have a vanguard ISA and currently only investing in the S&P 500 and life strategy 80. Do you have a direct debit set up to pay £300 into your ISA each month and then do you go in and allocate the amounts to each fund? Interested in how that works. Thanks ☺️
Mine went from 25 to 0.2%. I have 8 different funds and I am hoping that it will be fine in the long term.
Long term things wull be fine, but it's time to dust off that trading account and start shorting!
Thank you. I hear a lot of people talking about the Vanguard Stocks & Shares ISA. Is there a particular reason why this one is preferred?