How is inflation like Star Wars, and can the Fed tame it? What happened in the financial markets in 2022 and why do they perform better when people feel bad? Is the classic “60/40” stocks/bonds asset allocation model broken? Pure’s EVP and CIO Brian Perry, CFP®, CFA charter, AIF® addresses these questions.

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00:00 – Inflation is like Star Wars
00:28 – Intro
01:38 – Are We Headed Towards a Recession?
04:45 – The Federal Reserve’s Response To Inflation
08:03 – Gold and Cryptocurrency as Inflation Hedges
10:49 – Long-Term Investing Despite Short-Term Challenges: S&P 500 Performance
14:47 – The Risk of Over-Concentration in the Stock Market
16:28 – Diversification & Small Value Vs. Large Growth
21:38 – Markets Don’t Care About Good or Bad News
24:44 – Inflation Drivers
26:19 – Inflation and Star Wars: Nowhere to Hide
28:08 – Is Real Estate a Good Inflation Investment?
28:55 – International and Emerging Markets
30:59 – The S&P 500 vs. Tech Stocks
32:33 – The Best Way to Invest in Stocks?
35:46 – Dollar Cost Averaging vs. Lump Sum Front Loading
38:09 – Endowment Style Portfolios
39:20 – Schedule a Free Financial Assessment:
39:36 – Brian’s Portfolio Performance in 2022
40:31 – 2022 Bond Performance
42:29 – The Yield Curve: Understanding Interest Rate Risk and Bond Investing Strategies
46:49 – Does the 60/40 Asset Allocation Portfolio Still Work?
51:16 – The SECURE Act 2.0: New Rules for RMDs, Qualified Charitable Distributions, 529 Plans – and New Tax Planning Strategies
54:47 – Schedule a Free Financial Assessment
55:18 – Bond Funds vs. Bond Ladders
56:44 – Strategies for Investors of All Ages and Those Looking to Retire Soon?

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IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® – The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
CFA® charter – Chartered Financial Analyst® Chartered Financial Analyst® designation was first introduced in 1963. The CFA Program contains three levels of curriculum, each with its own 6-hour exam. Candidates must meet enrollment requirements, self-attest to professional conduct, complete the approx. 900 hours of self-study, and successfully pass all three levels to use the designation.The program curriculum increases in complexity as you move through the three levels:
Level I: Focuses on a basic knowledge of the ten topic areas and simple analysis using investment tools
Level II: Emphasizes the application of investment tools and concepts with a focus on the valuation of all types of assets
Level III: Focuses on synthesizing all of the concepts and analytical methods in a variety of applications for effective portfolio management and wealth planning
CFA Institute does not endorse, promote, or warrant the accuracy or quality of Pure Financial Advisors. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.
AIF® – Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation….(read more)

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The financial markets of Q1 2023 have been a rollercoaster ride of highs and lows, with the stock market reaching record highs and the bond market continuing to struggle. Despite the volatility, one thing is clear: markets don’t care if news is good or bad.

The stock market has been on an absolute tear in Q1 2023, with the S&P 500 and Dow Jones Industrial Average both hitting record highs. The tech-heavy Nasdaq Composite Index has also been on a tear, hitting its highest level since the dot-com bubble of 2000. Despite the strong performance of the markets, economic news has been mixed.

The US economy has been showing signs of improvement, with unemployment falling and consumer spending up. However, inflation has been rising, and the Federal Reserve has been keeping interest rates low to try and contain it. This has caused some investors to be concerned about the long-term health of the economy.

Despite these concerns, the markets have continued to rally. Investors have been buying stocks, betting that the economy will continue to improve and that corporate earnings will continue to rise. This has been helped by the passage of President Biden’s $1.9 trillion stimulus package, which has provided a boost to the economy.

The bond market has been a different story. Despite the improving economic news, yields have been falling as investors seek the safety of bonds. This has caused some investors to worry that the bond market could be headed for a bubble.

The bottom line is that markets don’t care if news is good or bad. Investors are focusing on the fundamentals, such as corporate earnings and economic growth, and buying stocks accordingly. The bond market is also responding to economic news, but it is being driven by investor sentiment rather than fundamentals.

Overall, Q1 2023 has been a volatile period for the financial markets. Despite the volatility, the markets have continued to rally, and it looks like they will continue to do so as long as the fundamentals remain strong.