Our Retirement System is in trouble! How can you help yourself?

by | Feb 23, 2023 | Backdoor Roth IRA | 33 comments




There’s a retirement crisis in America. That’s one thing both sides agree on. Changes were made to the Secure Act, called SECURE ACT 2.0 that are aimed at strengthening the retirement system. Here’s a look at some of the key changes, and what they mean to you.
This video is for educational purposes only and is not to be taken as specific tax or financial advice. Please go to www.leynanguyen.net/money to schedule a free consultation to look at your specific situation….(read more)


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The retirement system in the United States is in trouble. Social Security is running out of money and many Americans are not saving enough for retirement. This is a serious problem, and one that needs to be addressed.

The good news is that there are steps you can take to help yourself. The first step is to start saving. Even if you are not able to save a lot of money, any amount you can put away will help. You should also consider investing in retirement accounts such as 401(k)s and IRAs. These accounts allow you to save money while also getting tax benefits.

It is also important to plan for retirement. This means looking at your current financial situation and determining how much money you will need in retirement. This will help you determine how much you need to save and how much you can afford to put away each month.

See also  Preparing for Early Retirement

Finally, you should consider working with a financial advisor. A financial advisor can help you create a plan for retirement and guide you through the process of choosing investments. They can also help you with any questions you may have about the retirement system and how it works.

The retirement system in the United States is in trouble, but there are steps you can take to help yourself. Start by saving as much as you can and investing in retirement accounts. Plan for retirement and work with a financial advisor if you need help. With the right steps, you can ensure that you have a comfortable retirement.

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33 Comments

  1. Mary Nguyen

    Làm ơn nói tiếng gì thì nói một thứ thôi. Nếu muốn giúp cho người Việt thì nói tiếng Việt. Show up qúa cô ơi !

  2. Mai-Anh Nguyen

    Ás you mentioned we can contribute to our kids tax free account like for their education 529, tax deferred like ira. Besides that they can use the money for their wedding, their house etc.. What account that allows us to contribute to with tax free money for that. I am not clear when you mentioned this, please collaborate a bit more. Thanks

  3. Nam Pham

    Chào Leyna. Còn hơn một năm nữa tôi về hưu và tôi có 401 k vậy tôi nên chuyển sang fund nào để có thể rút ra hàng năm tiện lợi nhất và hiệu quả nhất. Cám ơn.

  4. NancyN Doan

    I need help Please Lena

  5. That's Amazing

    I'm from Sydney Australia:)

  6. Holly Le

    Thanks so much for the video with a lot of information. I will contact you and your company soon. I will get all the information before I contact you. Thanks again

  7. Lynn Vo

    1111

  8. Thuy Bui

    Thank you chi Leyna for giving us those helpful information. If you can please make an video about saving money for children. Being a single mom I want to do the best I can but I really don’t know what should I start with. Thank you chi so much for making your time for us ❤️

  9. K T

    Hôm nay tình cờ thấy video này. Rất cảm ơn Leyna ❤❤❤

  10. Hiếu Hữu

    2, Hi Leyna. you look great.

  11. Hiếu Hữu

    Hi Leyna, good to see you again.

  12. Nguyen Mobile

    Can't help it. Just deal with it and live with it.

  13. thang tran

    $ In the banks are just for ER and pay for the bills

  14. Elaine Ly

    Thanks for your informative video, Leyna. Can't wait to talk to you 🙂

  15. Annie123

    Thank you so much Leyna for educate us about this important subject , thank you for your time , your patience , your good heart to help people ❤Thank you for all your help to create the IUL for me and my son. Everything you do is to help people to get better future , not for yourself because you don’t have to do this .
    LEYNA THAT TUYET VOI ! Love you so much ❤❤❤❤️❤️❤️❤️❤️

  16. Huong Nguyen-Portmann

    Wow ! Thank you chi for this info ! So so so helpful being a single mom ! Why wasn’t this taught in school to help us in life !

  17. Thuytien Pham

    Chị có thể cho số điện thoại văn phòng của chị để em tiềm hiểu thêm về IUL không?

  18. Phi Tang

    Chính xác, phải biết thương bản thân mình trước.

  19. Binh TAm

    Chị ở em muốn hỏi về học online ở Mỹ,con em học lớp 10 ở Việt Nam,em muốn cho bé học ở online mà lấy được bằng cấp,em cảm ơn chị.

  20. Liem Vo

    Chào Cô Giáo cùng tất cả ACE . 11111111

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