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Chapters:
00:00 Job and income
04:45 She’s literally blacking out
07:35 Shopify
09:40 I can’t say I’m surprised
15:42 Forget about this!
20:30 She wants to destroy her life!
34:00 She’s getting destroyed by debt
39:50 You are way too comfortable!
46:25 So you emptied your savings account?
50:15 Are you Kidding me?!
56:28 SOFI
57:18 You need a budget!
1:02:40 Where are you?
1:07:00 Hammer Financial Score
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Ignorance is often seen as the breeding ground for misguided actions and decisions. This sentiment was clearly demonstrated to me during a recent financial audit when I encountered a woman who was not only ignorant but also adamant about her misconceptions.
As a financial auditor, my job is to review and analyze the financial records of a company to ensure accuracy and compliance with regulations. During one particular audit, I was assigned to review the accounts of a small business run by a woman who seemed to be quite clueless about basic financial principles.
From the outset, it was apparent that this woman had a poor grasp of basic accounting concepts. She struggled to produce financial statements that were coherent and accurate, often mixing up assets and liabilities and failing to properly record transactions. Despite my attempts to explain the importance of maintaining accurate financial records, she seemed disinterested and dismissive of my advice.
As I delved deeper into the company’s financial records, I uncovered numerous errors and inconsistencies that pointed to mismanagement and potential fraud. When I brought these issues to the woman’s attention, she became defensive and refused to acknowledge any wrongdoing. Instead, she insisted that I was the one who was mistaken and that her records were impeccable.
This encounter with the ignorant woman left me feeling frustrated and incredulous. It was disheartening to witness someone so stubbornly clinging to their misconceptions, even in the face of overwhelming evidence to the contrary. It made me realize the dangers of ignorance and how it can lead to poor decision-making and financial ruin.
In the end, the financial audit revealed serious discrepancies in the woman’s financial records, leading to further investigation and potential legal action. The experience served as a stark reminder of the importance of financial literacy and the detrimental effects of ignorance in the business world.
As auditors, we must remain vigilant in our pursuit of truth and transparency in financial reporting, even in the face of ignorance and resistance. It is only through diligence and integrity that we can uncover and rectify financial mismanagement and protect the interests of stakeholders.
In conclusion, the ignorant woman I encountered during the financial audit served as a cautionary tale of the dangers of ignorance in the business world. Her refusal to acknowledge her mistakes only served to make me more determined to uphold the principles of financial integrity and accountability in my work. It is my hope that others will learn from her mistakes and strive for greater financial literacy and transparency in their own endeavors.
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For how many people she’s suing, I’m starting to see why she has so many issues.
I used to be a meth addict and I would consider anytime I took even a single hit a relapse. not if I’m up for six days a hit is a hit still a relapse
As someone who had an abusive roommate, I tried so many times to get legal action but abusers are great liars. They could talk themselves out of anything. Luckily she finally got kicked out a few months ago
The broker who is trying to sell her a condo should be sent to jail
What this kid fails to realize is that SHE's IN the "it could be worse" category of people she purposely looks down on to make herself feel good. Her alcoholism..there is no such thing as 1 drink. Its no alcohol forever. She is smart enough to understand money credit wise but loves and seems to take pleasure on other peoples missteps and misfortune.
Quick tip…
Try not to say "kill me" to someone 30 minutes after they said they had a suicide attempt. Just food for thought boss
Tbh… I'd love to see a surge of people just… taking loans from those scumbags and just… game the system.
I know that'd take a HUGE planned effort. But… damn that'd feel good to scam the scammers.
Like, country wide refusal. Then they'd have to listen.
This is a good chat. Hoping she is confident enough to make the financial changes needed to thrive. The credit card can be used to pay rent, food and build credit but pay it off each month. I felt ill hearing she did not press charges to protect their fireams access. They are not responsible enough to have firearms, protect yourself. The broker does not care what happens to your future or your credit. They will get their commission and the bank will take your property. Watch the YT videos should I buy or rent, most situations renting is a better option until you are solvent. Get out of that property asap, rent a room and work your butt off. If you can't get out of the property get a room mate to help pay the bills. Be brave lady, I have faith in you and looking forward to your follow up.
Way too many excuses… she won't change until she gets serious about taking control of her life, instead of comparing her situation to homeless people.
She should probably stay away from fire arms
All my empathy went out the window when she mentioned the Olympics.
Each time I feel incredibly immature and depressed I just watch those vids. Makes me feel incredibly adult
I love your show and don’t mind watching a reasonable number of commercials since I won’t pay for commercial free YouTube. That being said, I’m on my 5th commercial at the 15 minute mark and had to stop watching because it’s way too often. Please decrease the frequency so us cheap people can watch and enjoy your show again!
I feel so bad for her
"it could be better" rather than it could be worse.
Just give her some free merch
Do you guys have a discord?
Caleb is so freaking hot!
I want some caleb merch, but saving towards six months emergency fund.
I like your videos but these thumb nails are too much. Sometime I don't want to watch because of them.